Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

New South Credit Union

Knoxville, TennesseeCredit UnionAtlanta Fed districtFees collected Apr 20, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=account_research; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Account Research $25 per hour (1 hr minimum)" · Source

Checking Monthly Service Charge$0

$5.95 below the national median

per month · Knox read a free fee from Rosetta artifact #5155. canonical_hint=monthly_maintenance; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Checking Monthly Service Charge1 FREE" · Source

Closed Membership Fee (If closed within 90 days of opening)$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=early_closure; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Closed Membership Fee (If closed within 90 days of opening) $5" · Source

Club Account Early Withdrawal$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=early_closure; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Club Account Early Withdrawal $25 per occurrence" · Source

Dormant Account Annual Locator Fee$25

$20 above the national median

per year · Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=dormant_account; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Dormant Account Annual Locator Fee $25" · Source

Inactive / Dormant Account$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=dormant_account; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Inactive / Dormant Account $5 per month after 12 months of no activity" · Source

Overdraft & NSFVerified

Insufficient Funds Fee (NSF)$30Within the typical range ($25–$31 nationally)
At the national median
per transaction · Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=nsf; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Insufficient Funds Fee (NSF) $30 per transaction" · Source
Member Privilege Courtesy Pay$30Within the typical range ($25–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=overdraft; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Member Privilege Courtesy Pay1 $30 per item" · Source

ATM & CardVerified

Additional/Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=card_replacement; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Additional/Replacement Card $10" · Source
ATM Withdrawals – CU Owned and approved Non-Surcharge Networks 10$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
per month · Knox read a free fee from Rosetta artifact #5155. canonical_hint=atm_non_network; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="ATM Withdrawals – CU Owned and approved Non-Surcharge Networks 10 FREE" · Source

Check ServicesVerified

Check Cashing Per On-Us Check (Non-Member)$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=check_cashing; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Check Cashing Per On-Us Check (Non-Member) $5" · Source
Copy of Check (upon request) Online$0Below the typical range ($2–$5 nationally)
$3 below the national median
Knox read a free fee from Rosetta artifact #5155. canonical_hint=check_image; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Copy of Check (upon request) Online – No Charge" · Source
Money Order Copy or Refund$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=money_order; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Money Order Copy or Refund $2" · Source
Temporary Checks$0Below the typical range ($1–$4 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #5155. canonical_hint=counter_check; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Temporary Checks No Charge" · Source

Digital & ElectronicVerified

Online Bill Payment$0Within the typical range ($0–$10.46 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #5155. canonical_hint=bill_pay; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Online Bill Payment FREE" · Source
Online Bill Payment Inactivity (each calendar month of no activity)$5Within the typical range ($0–$10.46 nationally)
$0.05 above the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=bill_pay; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Online Bill Payment Inactivity (each calendar month of no activity) $5" · Source

Cash & DepositVerified

Cashed/Deposited Item Returned Unpaid (Item cashed or deposited to your account and returned unpaid for any reason)$30Above the typical range ($9–$25 nationally)
$15 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=deposited_item_return; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Cashed/Deposited Item Returned Unpaid (Item cashed or deposited to your account and returned unpaid for any reason) $30 per item" · Source

Account ServicesVerified

3x10$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=safe_deposit_box; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="3x10 - $25" · Source
Account Verification Letter/Forms Completion$20Above the typical range ($8.98–$16.75 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=account_verification; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Account Verification Letter/Forms Completion $20 each" · Source
Legal Processing (Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies)$75Within the typical range ($30–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=garnishment_levy; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Legal Processing (Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies) $75 each" · Source
Lost Keys/Box Drilling$250Above the typical range ($25–$75 nationally)
$207.50 above the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=safe_deposit_box; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Lost Keys/Box Drilling $250 or Cost of Locksmith" · Source
Mortgage Modification or Subordination Fee$250Above the typical range ($30–$125 nationally)
$175 above the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=legal_process; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Mortgage Modification or Subordination Fee $250" · Source
Notary Service (CU Members Only)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #5155. canonical_hint=notary_fee; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Notary Service (CU Members Only) FREE" · Source

Lending FeesVerified

Credit Card Late Payment Charge$25Within the typical range ($15–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=late_payment; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Credit Card Late Payment Charge $25" · Source
Late Charge (assessed after 30 days late)$10Below the typical range ($15–$25 nationally)
$12.50 below the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=late_payment; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Late Charge (assessed after 30 days late) $10" · Source

Retirement & IRAVerified

IRA Below Minimum Balance – Annual$25Within the typical range ($10–$25 nationally)
$10 above the national median
per year · Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=ira_administration; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="IRA Below Minimum Balance – Annual $25" · Source

Other FeesVerified

Statement Copy (upon request)$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=document_reproduction; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Statement Copy (upon request) $2" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=account_research; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Account Research $25 per hour (1 hr minimum)"	Source
Checking Monthly Service Charge	$0Below the typical range ($3–$10 nationally)	$5.95 below the national median	per month	Knox read a free fee from Rosetta artifact #5155. canonical_hint=monthly_maintenance; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Checking Monthly Service Charge1 FREE"	Source
Closed Membership Fee (If closed within 90 days of opening)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=early_closure; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Closed Membership Fee (If closed within 90 days of opening) $5"	Source
Club Account Early Withdrawal	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=early_closure; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Club Account Early Withdrawal $25 per occurrence"	Source
Dormant Account Annual Locator Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per year	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=dormant_account; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Dormant Account Annual Locator Fee $25"	Source
Inactive / Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=dormant_account; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Inactive / Dormant Account $5 per month after 12 months of no activity"	Source
Overdraft & NSFVerified
Insufficient Funds Fee (NSF)	$30Within the typical range ($25–$31 nationally)	At the national median	per transaction	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=nsf; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Insufficient Funds Fee (NSF) $30 per transaction"	Source
Member Privilege Courtesy Pay
ATM & CardVerified
Additional/Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=card_replacement; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Additional/Replacement Card $10"	Source
ATM Withdrawals – CU Owned and approved Non-Surcharge Networks 10
Check ServicesVerified
Check Cashing Per On-Us Check (Non-Member)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=check_cashing; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Check Cashing Per On-Us Check (Non-Member) $5"	Source
Copy of Check (upon request) Online
Digital & ElectronicVerified
Online Bill Payment	$0Within the typical range ($0–$10.46 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #5155. canonical_hint=bill_pay; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Online Bill Payment FREE"	Source
Online Bill Payment Inactivity (each calendar month of no activity)	$5
Cash & DepositVerified
Cashed/Deposited Item Returned Unpaid (Item cashed or deposited to your account and returned unpaid for any reason)	$30Above the typical range ($9–$25 nationally)	$15 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=deposited_item_return; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Cashed/Deposited Item Returned Unpaid (Item cashed or deposited to your account and returned unpaid for any reason) $30 per item"	Source
Account ServicesVerified
3x10	$25Within the typical range ($25–$75 nationally)	$17.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=safe_deposit_box; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="3x10 - $25"	Source
Account Verification Letter/Forms Completion	$20
Lending FeesVerified
Credit Card Late Payment Charge	$25Within the typical range ($15–$25 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=late_payment; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Credit Card Late Payment Charge $25"	Source
Late Charge (assessed after 30 days late)	$10
Retirement & IRAVerified
IRA Below Minimum Balance – Annual	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per year	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=ira_administration; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="IRA Below Minimum Balance – Annual $25"	Source
Other FeesVerified
Statement Copy (upon request)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #5155. canonical_hint=document_reproduction; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Statement Copy (upon request) $2"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 27

Published fees

Under review

Assets

$90.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$90.3M

Total deposits

$76.1M

Service charge income (year to date)

$96K

Fee income ratio

3.9%

Return on assets

1.64%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,267 verified fees from 2,206 institutions

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