Epb Employees Federal Credit Union

Headquarters: Chattanooga, Tennessee
Charter: Credit Union
Assets: $43.3M
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 29, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Epb Employees Federal Credit Union: No fee
Epb Employees Federal Credit Union: No fee
U.S. median: no median
NSF / Returned Item
Epb Employees Federal Credit Union: $30
Epb Employees Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Epb Employees Federal Credit Union: $20
Epb Employees Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 29, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Epb Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Dormant Account Fee$10
per item
Returned Statement Due to Incorrect Address$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

NSF (Non-sufficent funds)$30
per item
NSF (Non-sufficient funds)$30
per item
EPBECU Overdraft Share Transfer$3

ATM & Card

Replace Debit Card$25
per item
Replace Due to Card Loss$10
Foreign/International Transaction Fee1%of the transaction
Foreign/International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Domestic Wire$20
per item
International Wire$75
per item
Wire transfers: International transfers$50
per transaction

Check Services

Stop Payment$35
per item
Stop Payment$30
per item
Drawn on Us Check Cashing for Non-Members$10
per item
Statement Copies Per Item$1
per item

Cash & Deposit

Returned items$10
per item

Account Services

Notary Service, non-EPBECU Related Mortgage Documents$25
Notary Service, non-EPBECU Related Mortgage DocumentsNo charge
1 1/2 x 5 x 22$20
2 1/2 x 5 x 22$22
3 1/2 x 10 x 22$36
3 1/2 x 5 x 22$28
4 1/2 x 5 x 22$30
Safe Deposit Box 3 x 5 x 22$25
Safe Deposit Box 5 x 10 x 22$40
Safe Deposit Box 5 x 5 x 22$32
Account Garnishment/Levy - daily$35
Not compared: Daily charge, not per item
per day

Lending Fees

Late Fee (audience not stated, treated as personal)5%($5 minimum)
Late Payment$25

Other Fees

Photocopy$5
per item
Photocopy$2
per item
Loan Modification$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Dormant Account Fee	$10	per item	None
Returned Statement Due to Incorrect Address	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
NSF (Non-sufficent funds)	$30	per item	None
NSF (Non-sufficient funds)	$30	per item	None
EPBECU Overdraft Share Transfer	$3	Not stated	None
ATM & Card
Replace Debit Card	$25	per item	None
Replace Due to Card Loss	$10	Not stated	None
Foreign/International Transaction Fee	1%of the transaction	Not stated	None
Foreign/International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire	$20	per item	None
International Wire	$75	per item	None
Wire transfers: International transfers	$50	per transaction	None
Check Services
Stop Payment	$35	per item	None
Stop Payment	$30	per item	None
Drawn on Us Check Cashing for Non-Members	$10	per item	None
Statement Copies Per Item	$1	per item	None
Cash & Deposit
Returned items	$10	per item	None
Account Services
Notary Service, non-EPBECU Related Mortgage Documents	$25	Not stated	None
Notary Service, non-EPBECU Related Mortgage Documents	No charge	Not stated	None
1 1/2 x 5 x 22	$20	Not stated	None
2 1/2 x 5 x 22	$22	Not stated	None
3 1/2 x 10 x 22	$36	Not stated	None
3 1/2 x 5 x 22	$28	Not stated	None
4 1/2 x 5 x 22	$30	Not stated	None
Safe Deposit Box 3 x 5 x 22	$25	Not stated	None
Safe Deposit Box 5 x 10 x 22	$40	Not stated	None
Safe Deposit Box 5 x 5 x 22	$32	Not stated	None
Account Garnishment/Levy - daily	$35Not compared: Daily charge, not per item	per day	None
Lending Fees
Late Fee (audience not stated, treated as personal)	5%($5 minimum)	Not stated	None
Late Payment	$25	Not stated	None
Other Fees
Photocopy	$5	per item	None
Photocopy	$2	per item	None
Loan Modification	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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