Associated Credit Union of Texas

Headquarters: League City, Texas
Charter: Credit Union
Assets: $587.9M
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premier Checking
Associated Credit Union of Texas: $5
Associated Credit Union of Texas: $5
U.S. median: no median
Overdraft (OD)
Associated Credit Union of Texas: $30
Associated Credit Union of Texas: $30
U.S. median: no median
NSF / Returned Item
Associated Credit Union of Texas: $30
Associated Credit Union of Texas: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Associated Credit Union of Texas’s own schedules, with a source for each figure.

Account Maintenance

Premier Checking Monthly service charge (audience not stated, treated as personal)$5
per month
Inactive Account Fee$10
per month
Account Balancing Assistance$35
Account Research$35
Money Market: Return Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay$30
per item
Non-Sufficient Funds - NSF$30
per item

ATM & Card

Lost/Damaged ATM or Debit Card Reorder$5
per item

Wire Transfers

Wire Transfers: Outgoing Domestic$20
per item
Wire Transfers: Outgoing Foreign$50
per item

Check Services

Cashiers Check/Money Order$3
per item
Stop Payment$30
per item
Check Cashing Fee$5
per item

Cash & Deposit

Deposited Checks Returned$30
per item
Deposited Checks Returned$20
per item

Account Services

Notary Fee (non-members)$6
Box Drill$225
Not compared: Box drilling or key fee
Key Replacement$10
Not compared: Box drilling or key fee
Safe Deposit Box$70
per year
Safe Deposit Box 10x10$100
per year
Safe Deposit Box 3x5$22.50
per year
Safe Deposit Box 5x10$50
per year
Garnishment/Levy$75
per item

Retirement & IRA

IRA Transfer Fee$10
per item

Other Fees

Skip-A-Pay$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Premier Checking Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Inactive Account Fee	$10	per month	None
Account Balancing Assistance	$35	Not stated	None
Account Research	$35	Not stated	None
Money Market: Return Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Non-Sufficient Funds - NSF	$30	per item	None
ATM & Card
Lost/Damaged ATM or Debit Card Reorder	$5	per item	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$20	per item	None
Wire Transfers: Outgoing Foreign	$50	per item	None
Check Services
Cashiers Check/Money Order	$3	per item	None
Stop Payment	$30	per item	None
Check Cashing Fee	$5	per item	None
Cash & Deposit
Deposited Checks Returned	$30	per item	None
Deposited Checks Returned	$20	per item	None
Account Services
Notary Fee (non-members)	$6	Not stated	None
Box Drill	$225Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$70	per year	None
Safe Deposit Box 10x10	$100	per year	None
Safe Deposit Box 3x5	$22.50	per year	None
Safe Deposit Box 5x10	$50	per year	None
Garnishment/Levy	$75	per item	None
Retirement & IRA
IRA Transfer Fee	$10	per item	None
Other Fees
Skip-A-Pay	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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