Tlc Community Federal Credit Union

Headquarters: Adrian, Michigan
Charter: Credit Union
Assets: $950.2M
Fed district: Chicago

26 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Tlc Community Federal Credit Union: $28
Tlc Community Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Tlc Community Federal Credit Union: $28
Tlc Community Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Tlc Community Federal Credit Union: $1
Tlc Community Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Tlc Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing - Accounts closed within 6 months$5
Dormant Account (after 2 years inactive)$5
Dormant Account (after 2 years inactivity)$10
Account Research (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (Per Hour)$15
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement (new accounts)$3
Prefer paper statements?$3
per month
Returned Mail$5

Overdraft & NSF

Overdraft (OD)$28
Non Sufficient Funds$28

ATM & Card

ATM Withdrawals - Transactions at Non TLCCU ATMs$1
Credit or Debit Card - Replacement$5
Credit or Debit Card - Rush Replacement$25

Wire Transfers

Domestic Outgoing Wire Transfer$20
Domestic Incoming Wire Transfer$10
Foreign Outgoing Wire Transfer$75
Incoming Wire Transfer - Domestic & Foreign$10

Check Services

Cashier’s Checks$3
Cashier’s Checks$1
Stop Payment$25
Starter Checks (12 total)$2
Foreign Check Processing Fee$10
Check Copies$2
Statement Copies/Mini Statement/Check Copies$3
per item

Digital & Electronic

Bill PaymentNo charge

Cash & Deposit

Deposited Checks Returned NSF$10

Account Services

Notary ServiceNo charge
Box Drilling$150
Not compared: Box drilling or key fee
Safe Deposit Box 10" x 10"$55
Safe Deposit Box 10" x 10"$65
Safe Deposit Box 3" x 10"$25
Safe Deposit Box 3" x 10"$35
Safe Deposit Box 3" x 5"$27
Safe Deposit Box 5" x 10"$52
Safe Deposit Box 5" x 10"$42
Safe Deposit Box 5" x 5"$21
Safe Deposit Box 5" x 5"$31
Garnishment Processing$40

Lending Fees

VISA Late Charge$30

Gift & Prepaid Cards

Gift Card$2.50

Other Fees

VISA Statement Copy$10

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing - Accounts closed within 6 months	$5	Not stated	None
Dormant Account (after 2 years inactive)	$5	Not stated	None
Dormant Account (after 2 years inactivity)	$10	Not stated	None
Account Research (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (Per Hour)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement (new accounts)	$3	Not stated	None
Prefer paper statements?	$3	per month	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft (OD)	$28	Not stated	None
Non Sufficient Funds	$28	Not stated	None
ATM & Card
ATM Withdrawals - Transactions at Non TLCCU ATMs	$1	Not stated	None
Credit or Debit Card - Replacement	$5	Not stated	None
Credit or Debit Card - Rush Replacement	$25	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$20	Not stated	None
Domestic Incoming Wire Transfer	$10	Not stated	None
Foreign Outgoing Wire Transfer	$75	Not stated	None
Incoming Wire Transfer - Domestic & Foreign	$10	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Cashier’s Checks	$1	Not stated	None
Stop Payment	$25	Not stated	None
Starter Checks (12 total)	$2	Not stated	None
Foreign Check Processing Fee	$10	Not stated	None
Check Copies	$2	Not stated	None
Statement Copies/Mini Statement/Check Copies	$3	per item	None
Digital & Electronic
Bill Payment	No charge	Not stated	None
Cash & Deposit
Deposited Checks Returned NSF	$10	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10" x 10"	$55	Not stated	None
Safe Deposit Box 10" x 10"	$65	Not stated	None
Safe Deposit Box 3" x 10"	$25	Not stated	None
Safe Deposit Box 3" x 10"	$35	Not stated	None
Safe Deposit Box 3" x 5"	$27	Not stated	None
Safe Deposit Box 5" x 10"	$52	Not stated	None
Safe Deposit Box 5" x 10"	$42	Not stated	None
Safe Deposit Box 5" x 5"	$21	Not stated	None
Safe Deposit Box 5" x 5"	$31	Not stated	None
Garnishment Processing	$40	Not stated	None
Lending Fees
VISA Late Charge	$30	Not stated	None
Gift & Prepaid Cards
Gift Card	$2.50	Not stated	None
Other Fees
VISA Statement Copy	$10	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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