26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Tlc Community Federal Credit Union · $950M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Tlc Community Federal Credit Union(this institution) | Adrian, MI | $950M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Abnb Federal Credit Union | Chesapeake, VA | $914M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alpena-Alcona Area Federal Credit Union | Alpena, MI | $976M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Altaone Federal Credit Union | Ridgecrest, CA | $967M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Belco Community Credit Union | Harrisburg, PA | $974M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Campus Federal Credit Union | Baton Rouge, LA | $936M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Certified Federal Credit Union | El Monte, CA | $925M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community Choice Federal Credit Union | Johnston, IA | $923M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Community First Federal Credit Union | Santa Rosa, CA | $921M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Resource Federal Credit Union | Baytown, TX | $930M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Del-One Federal Credit Union | Dover, DE | $983M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Enrichment Federal Credit Union | Oak Ridge, TN | $984M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fortera Federal Credit Union | Clarksville, TN | $947M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gather Federal Credit Union | Lihue, HI | $934M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Granite Federal Credit Union | Salt Lake City, UT | $918M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Greenwood Federal Credit Union | Warwick, RI | $957M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Hoosier Hills Federal Credit Union | Bedford, IN | $938M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Houston Federal Credit Union | Sugar Land, TX | $952M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Matanuska Valley Federal Credit Union | Palmer, AK | $977M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Numark Federal Credit Union | Joliet, IL | $932M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Nutmeg State Financial Federal Credit Union | Rocky Hill, CT | $916M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Oklahoma'S Federal Credit Union | Oklahoma City, OK | $954M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Qualstar Federal Credit Union | Bothell, WA | $939M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| True Community Federal Credit Union | Jackson, MI | $955M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| University Of Hawaii Federal Credit Union | Honolulu, HI | $976M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Westreet Federal Credit Union | Tulsa, OK | $967M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 11 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Tlc Community Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Tlc Community Federal Credit Union’s own schedules, with a source for each figure.
per hour
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closing - Accounts closed within 6 months | $5 | Not stated | None |
| Dormant Account (after 2 years inactive) | $5 | Not stated | None |
| Dormant Account (after 2 years inactivity) | $10 | Not stated | None |
| Account Research (Per Hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research (Per Hour) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement (new accounts) | $3 | Not stated | None |
| Prefer paper statements? | $3 | per month | None |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (OD) | $28 | Not stated | None |
| Non Sufficient Funds | $28 | Not stated | None |
ATM & Card | |||
| ATM Withdrawals - Transactions at Non TLCCU ATMs | $1 | Not stated | None |
| Credit or Debit Card - Replacement | $5 | Not stated | None |
| Credit or Debit Card - Rush Replacement | $25 | Not stated | None |
Wire Transfers | |||
| Domestic Outgoing Wire Transfer | $20 | Not stated | None |
| Domestic Incoming Wire Transfer | $10 | Not stated | None |
| Foreign Outgoing Wire Transfer | $75 | Not stated | None |
| Incoming Wire Transfer - Domestic & Foreign | $10 | Not stated | None |
Check Services | |||
| Cashier’s Checks | $3 | Not stated | None |
| Cashier’s Checks | $1 | Not stated | None |
| Stop Payment | $25 | Not stated | None |
| Starter Checks (12 total) | $2 | Not stated | None |
| Foreign Check Processing Fee | $10 | Not stated | None |
| Check Copies | $2 | Not stated | None |
| Statement Copies/Mini Statement/Check Copies | $3 | per item | None |
Digital & Electronic | |||
| Bill Payment | No charge | Not stated | None |
Cash & Deposit | |||
| Deposited Checks Returned NSF | $10 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Box Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10" x 10" | $55 | Not stated | None |
| Safe Deposit Box 10" x 10" | $65 | Not stated | None |
| Safe Deposit Box 3" x 10" | $25 | Not stated | None |
| Safe Deposit Box 3" x 10" | $35 | Not stated | None |
| Safe Deposit Box 3" x 5" | $27 | Not stated | None |
| Safe Deposit Box 5" x 10" | $52 | Not stated | None |
| Safe Deposit Box 5" x 10" | $42 | Not stated | None |
| Safe Deposit Box 5" x 5" | $21 | Not stated | None |
| Safe Deposit Box 5" x 5" | $31 | Not stated | None |
| Garnishment Processing | $40 | Not stated | None |
Lending Fees | |||
| VISA Late Charge | $30 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card | $2.50 | Not stated | None |
Other Fees | |||
| VISA Statement Copy | $10 | Not stated | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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