15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Tahquamenon Area Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Share Draft Monthly Fee | $3 | per month | None |
| Debit Card Dispute Fee | $20 | Not stated | None |
Overdraft & NSF | |||
| Non-Returned Checks | $35 | Not stated | None |
| NSF | $35 | Not stated | None |
| Overdraft Transfer | $3 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement | $10 | Not stated | None |
| Instant Issue Debit Card Replacement | $10 | Not stated | None |
| Visa Card Replacement | $10 | Not stated | None |
Wire Transfers | |||
| Incoming Wire | $2 | Not stated | None |
Check Services | |||
| Money Order | $2 | Not stated | None |
| Stop Payments | $25 | Not stated | None |
| Starter Check (12/Pack) | $10 | Not stated | None |
| Check Copies | $3 | per item | None |
Cash & Deposit | |||
| Coin Machine Fee | 2% | Not stated | None |
Account Services | |||
| Drill Safety Deposit Box | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $70 | Not stated | None |
| Safe Deposit Box 3 x 10 | $30 | Not stated | None |
| Safe Deposit Box 3 x 5 | $20 | Not stated | None |
| Safe Deposit Box 5 x 10 | $40 | Not stated | None |
| Safe Deposit Box 5 x 5 | $25 | Not stated | None |
| Safe Deposit Key Replacement | $30Not compared: Box drilling or key fee | Not stated | None |
| Tax/Levy Garnishment | $35 | Not stated | None |
| Account Verification | $2 | Not stated | None |
Lending Fees | |||
| VISA Late Payment | $25 | Not stated | None |
Other Fees | |||
| Statement Copy | $3Not compared: Monthly charge, not per item | per month | None |
| Construction Loan Processing | $1,000 | Not stated | None |
| Loan Processing Fee | $45 | Not stated | None |
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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