Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Memphis City Employees Federal Credit Union

Memphis, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=dormant_account; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Dormant Account | $5.00/Month after 2 years of no activity" · Source

Escheat$20

$15 above the national median

Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=dormant_account; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Escheat | $20.00" · Source

Research Fee$20

$5 below the national median

Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=account_research; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Research Fee | $20.00 (hourly)" · Source

Overdraft & NSFVerified

NSF$25Within the typical range ($15–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=nsf; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="NSF | $25.00/Item (each submission/resubmission)" · Source
Overdraft$25Within the typical range ($7.81–$30 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=overdraft; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Overdraft | $25.00/Item" · Source

Check ServicesVerified

Check Image Fee$2Below the typical range ($2.25–$5 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=check_image; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Check Image Fee | $2.00" · Source
Official Check$1Below the typical range ($3–$10 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=cashiers_check; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Official Check | $1.00" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=stop_payment; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Stop Payment | $25.00/Request" · Source

Lending FeesVerified

Mastercard Late Fee$20Within the typical range ($15–$28.38 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=late_payment; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Mastercard Late Fee | $20.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=dormant_account; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Dormant Account \| $5.00/Month after 2 years of no activity"	Source
Escheat	$20Above the typical range ($5–$10 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=dormant_account; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Escheat \| $20.00"	Source
Research Fee	$20Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=account_research; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Research Fee \| $20.00 (hourly)"	Source
Overdraft & NSFVerified
NSF	$25Within the typical range ($15–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=nsf; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="NSF \| $25.00/Item (each submission/resubmission)"	Source
Overdraft	$25
Check ServicesVerified
Check Image Fee	$2Below the typical range ($2.25–$5 nationally)	$1.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=check_image; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Check Image Fee \| $2.00"	Source
Official Check	$1
Lending FeesVerified
Mastercard Late Fee	$20Within the typical range ($15–$28.38 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2370. canonical_hint=late_payment; text_hash=5f518c65de0616c0444de969c3ddf4aded92bff7904ca75083b67027104adba3; excerpt="Mastercard Late Fee \| $20.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% above the national median overdraft fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$502.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$502.5M

Total deposits

$420.2M

Service charge income (year to date)

$3.4M

Fee income ratio

19.0%

Return on assets

0.55%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,610 verified fees from 1,539 institutions

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