Lancaster Red Rose Federal Credit Union

Headquarters: Leola, Pennsylvania
Charter: Credit Union
Assets: $54.8M
Fed district: Philadelphia

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lancaster Red Rose Federal Credit Union: $30
Lancaster Red Rose Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Lancaster Red Rose Federal Credit Union: $30
Lancaster Red Rose Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Lancaster Red Rose Federal Credit Union: $0.50
Lancaster Red Rose Federal Credit Union: $0.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lancaster Red Rose Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Savings (below $5000)$5
per month
Account Closure within 90 days of opening$5
Dormant Accounts ( 12 months of no member initiated activity)$5
per month
Account Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (one hour minimum) | $25.00 per hour
Excessive Withdrawal$10
per item

Overdraft & NSF

Overdraft Privilege$30
per item
Returned Items$30
per item
Overdraft Protection Transfer$10
per item

ATM & Card

ATM transactions (after 5 transactions)$0.50
per item
Card Replacement (ATM/ Debit Card / MasterCard) members requested$5
per item

Wire Transfers

Outgoing Wire Transfers – Domestic$20
per item
Outgoing Wire Transfers – International$40
per item

Check Services

Cashier’s/Certified/Bank Check (One free per day)$5
per item
Shared Branching - Cashier's Check$5
per item
Money Orders$1
per item
Shared Branching - Money Order$2
per item
Stop Payments ( Cashier's Check / Money Order)$5
per item
Stop Payments ( Share Draft / Check Copy)$30
per item
Check Cashing (Members with Shares only)$2
per item
Check Cashing, Non Members (Checks drawn on LRRCU only)$5
per item
Share Draft/Check Copy$2
per item

Digital & Electronic

Online Bill PayNo charge

Cash & Deposit

Cash AdvanceNo charge
Returned Items ( ACH Non-Sufficient Funds / Deposited Checks Return Unpaid)$30
per item

Account Services

Notary ServiceNo charge
Shared Branching - Notary Services$3
Not compared: Charged per document; comparison unavailable
per document · Shared Branching - Notary Services | $3.00 per document
Legal Processes ( Levy, Writ, Subpoena, Garnishment)$125
per item · Legal Processes ( Levy, Writ, Subpoena, Garnishment) | $125.00 per occurrence (plus attorney fee)

Gift & Prepaid Cards

Gift & Prepaid Card$3

Other Fees

Fax Service$2
Not compared: Charged per page; comparison unavailable
per page · Fax Service | $2.00 per page
Statement Reprint$2
per item
Payoff Letter$10

Fee	Amount	Basis	Note
Account Maintenance
Money Market Savings (below $5000)	$5	per month	None
Account Closure within 90 days of opening	$5	Not stated	None
Dormant Accounts ( 12 months of no member initiated activity)	$5	per month	None
Account Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research (one hour minimum) \| $25.00 per hour
Excessive Withdrawal	$10	per item	None
Overdraft & NSF
Overdraft Privilege	$30	per item	None
Returned Items	$30	per item	None
Overdraft Protection Transfer	$10	per item	None
ATM & Card
ATM transactions (after 5 transactions)	$0.50	per item	None
Card Replacement (ATM/ Debit Card / MasterCard) members requested	$5	per item	None
Wire Transfers
Outgoing Wire Transfers – Domestic	$20	per item	None
Outgoing Wire Transfers – International	$40	per item	None
Check Services
Cashier’s/Certified/Bank Check (One free per day)	$5	per item	None
Shared Branching - Cashier's Check	$5	per item	None
Money Orders	$1	per item	None
Shared Branching - Money Order	$2	per item	None
Stop Payments ( Cashier's Check / Money Order)	$5	per item	None
Stop Payments ( Share Draft / Check Copy)	$30	per item	None
Check Cashing (Members with Shares only)	$2	per item	None
Check Cashing, Non Members (Checks drawn on LRRCU only)	$5	per item	None
Share Draft/Check Copy	$2	per item	None
Digital & Electronic
Online Bill Pay	No charge	Not stated	None
Cash & Deposit
Cash Advance	No charge	Not stated	None
Returned Items ( ACH Non-Sufficient Funds / Deposited Checks Return Unpaid)	$30	per item	None
Account Services
Notary Service	No charge	Not stated	None
Shared Branching - Notary Services	$3Not compared: Charged per document; comparison unavailable	per document	Shared Branching - Notary Services \| $3.00 per document
Legal Processes ( Levy, Writ, Subpoena, Garnishment)	$125	per item	Legal Processes ( Levy, Writ, Subpoena, Garnishment) \| $125.00 per occurrence (plus attorney fee)
Gift & Prepaid Cards
Gift & Prepaid Card	$3	Not stated	None
Other Fees
Fax Service	$2Not compared: Charged per page; comparison unavailable	per page	Fax Service \| $2.00 per page
Statement Reprint	$2	per item	None
Payoff Letter	$10	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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