Omni Community Federal Credit Union

Headquarters: Battle Creek, Michigan
Charter: Credit Union
Assets: $662.0M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Omni Community Federal Credit Union: $29
Omni Community Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Omni Community Federal Credit Union: $29
Omni Community Federal Credit Union: $29
U.S. median: no median
Non-Network ATM
Omni Community Federal Credit Union: $2
Omni Community Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Omni Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing (open less than a year)$10
per item
Inactive Account (after 1 year)$5
per month
Account Reconcilement$20
Not compared: Charged per hour; comparison unavailable
per hour
Archival Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Address (after 60 days)$2
per month

Overdraft & NSF

Paid NSF$29
per item
Returned NSF$29
per item

ATM & Card

ATM Withdrawals from non-CO-OP Network machines$2
per transaction

Wire Transfers

Outgoing Domestic Wire Transfer$25
per item
Incoming Domestic Wire Transfer$10
per item
International Wire Transfer$40
per item

Check Services

Cashier's Check$3.50
per item
Money Order$2
per item
Stop Payment$20
per item
Starter Checks$1
Not compared: Charged per page; comparison unavailable
per page
Non-Member On-Us Check Cashing Fee$5
per item
Cleared Check Copy$3
per item
Copy of Corporate Check$3
per item
Copy of Corporate Money Order$3
per item
Copy of Deposited Check$3
per item

Cash & Deposit

Deposit Item Returned (any reason)$20
per item

Account Services

1 Key Replacement$10
Not compared: Box drilling or key fee
per item
10 x 10 box (Centreville branch)$100
per year
5 x 5 box (Centreville branch)$30
per year
Late Payment (30 Days Past Due)$5
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3 x 10$30
per year
Safe Deposit Box 3 x 5$15
per year
Safe Deposit Box 5 x 10$50
per year
Garnishment/Levy$75

Fee	Amount	Basis	Note
Account Maintenance
Account Closing (open less than a year)	$10	per item	None
Inactive Account (after 1 year)	$5	per month	None
Account Reconcilement	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Archival Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Address (after 60 days)	$2	per month	None
Overdraft & NSF
Paid NSF	$29	per item	None
Returned NSF	$29	per item	None
ATM & Card
ATM Withdrawals from non-CO-OP Network machines	$2	per transaction	None
Wire Transfers
Outgoing Domestic Wire Transfer	$25	per item	None
Incoming Domestic Wire Transfer	$10	per item	None
International Wire Transfer	$40	per item	None
Check Services
Cashier's Check	$3.50	per item	None
Money Order	$2	per item	None
Stop Payment	$20	per item	None
Starter Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Non-Member On-Us Check Cashing Fee	$5	per item	None
Cleared Check Copy	$3	per item	None
Copy of Corporate Check	$3	per item	None
Copy of Corporate Money Order	$3	per item	None
Copy of Deposited Check	$3	per item	None
Cash & Deposit
Deposit Item Returned (any reason)	$20	per item	None
Account Services
1 Key Replacement	$10Not compared: Box drilling or key fee	per item	None
10 x 10 box (Centreville branch)	$100	per year	None
5 x 5 box (Centreville branch)	$30	per year	None
Late Payment (30 Days Past Due)	$5Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3 x 10	$30	per year	None
Safe Deposit Box 3 x 5	$15	per year	None
Safe Deposit Box 5 x 10	$50	per year	None
Garnishment/Levy	$75	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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