Patriot Equity Federal Credit Union

Headquarters: Jackson, Tennessee
Charter: Credit Union
Assets: $33.0M
Fed district: St. Louis

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Patriot Equity Federal Credit Union: $39
Patriot Equity Federal Credit Union: $39
U.S. median: no median
NSF / Returned Item
Patriot Equity Federal Credit Union: $39
Patriot Equity Federal Credit Union: $39
U.S. median: no median
Non-Network ATM
Patriot Equity Federal Credit Union: $3
Patriot Equity Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Patriot Equity Federal Credit Union · $33M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$32M to $34M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Patriot Equity Federal Credit Union(this institution)	Jackson, TN	$33M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Academic Federal Credit Union	Briarcliff Manor, NY	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Allwealth Federal Credit Union	Hamilton, OH	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Baldwin County Federal Credit Union	Bay Minette, AL	$32M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Carey Poverello Federal Credit Union	Carey, OH	$33M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Central Soya Federal Credit Union	Decatur, IN	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Christiansted Federal Credit Union	Christiansted, VI	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
ECU Federal Credit Union	Seminole, FL	$34M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Faith Connection Federal Credit Union	Marietta, GA	$32M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Carolina People'S Federal Credit Union	Goldsboro, NC	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Gowanda Area Federal Credit Union	Gowanda, NY	$34M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Greenwich Municipal Employees Federal Credit Union	Greenwich, CT	$33M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jessop Community Federal Credit Union	Washington, PA	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Logan Medical Federal Credit Union	Logan, UT	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Medisys Employees Federal Credit Union	Jamaica, NY	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Norwalk Hospital Federal Credit Union	Norwalk, CT	$33M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Pagoda Federal Credit Union	Reading, PA	$33M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Questa Federal Credit Union	Questa, NM	$33M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Rome Federal Credit Union	Rome, NY	$34M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Schofield Federal Credit Union	Wahiawa, HI	$34M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sunflower Community Federal Credit Union	Marysville, KS	$33M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tangipahoa Parish Teachers Federal Credit Union	Amite, LA	$33M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Taupa Lithuanian Federal Credit Union	South Boston, MA	$32M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Infirmary Federal Credit Union	Mobile, AL	$33M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
U S P L K Employees Federal Credit Union	Leavenworth, KS	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Up Federal Credit Union	North Little Rock, AR	$32M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(domestic wire)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Patriot Equity Federal Credit Union does not publish a domestic wire fee in the index.

The peer median is $20 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Domestic wire fee in dollars, one mark per institution

Patriot Equity Federal Credit Union does not publish a domestic wire fee, so it is not on this chart.

Patriot Equity Federal Cr…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Patriot Equity Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closed Account Fee$10
Account Dormancy Fee(For acct balance less than $100.No Dep or W/D for 6 months)$5
per month
Account Research Fee$15
Not compared: Charged per hour; comparison unavailable
per hour
Return Statement Fee$5

Overdraft & NSF

Courtesy Pay Fee$39
per item
ACH NSF Fee$39
per item
EFT NSF Fee$39
per item
Share Draft NSF$39
per item

ATM & Card

Foreign ATM Fee$3
Replacement Debit Card (Lost/Stolen)$10

Wire Transfers

International Wire Fee$50

Check Services

Money Order$3
Stop Pay Fee, ACH$39
Stop Pay Fee, CU Draft$39
Temporary Check Fee$4
per item · Per page (4 checks per page)
Foreign Item Collection Fee$15
Share Draft (Check) Copy Fee$2

Digital & Electronic

Bill Payment Fee If purchased outside of plan code$4

Cash & Deposit

Returned Deposit Fee$10
per item

Account Services

Safe Deposit Fee$20
per year
Levy/Garnishment Fee$50

Lending Fees

Loan Late Fee (audience not stated, treated as personal)5%($15 minimum)

Gift & Prepaid Cards

Gift Card Fee$5

Other Fees

Copy Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Early Closed Account Fee	$10	Not stated	None
Account Dormancy Fee(For acct balance less than $100.No Dep or W/D for 6 months)	$5	per month	None
Account Research Fee	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Return Statement Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$39	per item	None
ACH NSF Fee	$39	per item	None
EFT NSF Fee	$39	per item	None
Share Draft NSF	$39	per item	None
ATM & Card
Foreign ATM Fee	$3	Not stated	None
Replacement Debit Card (Lost/Stolen)	$10	Not stated	None
Wire Transfers
International Wire Fee	$50	Not stated	None
Check Services
Money Order	$3	Not stated	None
Stop Pay Fee, ACH	$39	Not stated	None
Stop Pay Fee, CU Draft	$39	Not stated	None
Temporary Check Fee	$4	per item	Per page (4 checks per page)
Foreign Item Collection Fee	$15	Not stated	None
Share Draft (Check) Copy Fee	$2	Not stated	None
Digital & Electronic
Bill Payment Fee If purchased outside of plan code	$4	Not stated	None
Cash & Deposit
Returned Deposit Fee	$10	per item	None
Account Services
Safe Deposit Fee	$20	per year	None
Levy/Garnishment Fee	$50	Not stated	None
Lending Fees
Loan Late Fee (audience not stated, treated as personal)	5%($15 minimum)	Not stated	None
Gift & Prepaid Cards
Gift Card Fee	$5	Not stated	None
Other Fees
Copy Fee	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Patriot Equity Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Patriot Equity Federal Credit Union: $39
Patriot Equity Federal Credit Union: $39
U.S. median: no median
NSF / Returned Item
Patriot Equity Federal Credit Union: $39
Patriot Equity Federal Credit Union: $39
U.S. median: no median
Non-Network ATM
Patriot Equity Federal Credit Union: $3
Patriot Equity Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Patriot Equity Federal Credit Union · $33M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$32M to $34M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Patriot Equity Federal Credit Union(this institution)	Jackson, TN	$33M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Academic Federal Credit Union	Briarcliff Manor, NY	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Allwealth Federal Credit Union	Hamilton, OH	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Baldwin County Federal Credit Union	Bay Minette, AL	$32M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Carey Poverello Federal Credit Union	Carey, OH	$33M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Central Soya Federal Credit Union	Decatur, IN	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Christiansted Federal Credit Union	Christiansted, VI	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
ECU Federal Credit Union	Seminole, FL	$34M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Faith Connection Federal Credit Union	Marietta, GA	$32M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Carolina People'S Federal Credit Union	Goldsboro, NC	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Gowanda Area Federal Credit Union	Gowanda, NY	$34M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Greenwich Municipal Employees Federal Credit Union	Greenwich, CT	$33M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jessop Community Federal Credit Union	Washington, PA	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Logan Medical Federal Credit Union	Logan, UT	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Medisys Employees Federal Credit Union	Jamaica, NY	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Norwalk Hospital Federal Credit Union	Norwalk, CT	$33M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Pagoda Federal Credit Union	Reading, PA	$33M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Questa Federal Credit Union	Questa, NM	$33M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Rome Federal Credit Union	Rome, NY	$34M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Schofield Federal Credit Union	Wahiawa, HI	$34M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sunflower Community Federal Credit Union	Marysville, KS	$33M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tangipahoa Parish Teachers Federal Credit Union	Amite, LA	$33M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Taupa Lithuanian Federal Credit Union	South Boston, MA	$32M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Infirmary Federal Credit Union	Mobile, AL	$33M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
U S P L K Employees Federal Credit Union	Leavenworth, KS	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Up Federal Credit Union	North Little Rock, AR	$32M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(domestic wire)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Patriot Equity Federal Credit Union does not publish a domestic wire fee in the index.

The peer median is $20 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Domestic wire fee in dollars, one mark per institution

Patriot Equity Federal Credit Union does not publish a domestic wire fee, so it is not on this chart.

Patriot Equity Federal Cr…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Patriot Equity Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closed Account Fee$10
Account Dormancy Fee(For acct balance less than $100.No Dep or W/D for 6 months)$5
per month
Account Research Fee$15
Not compared: Charged per hour; comparison unavailable
per hour
Return Statement Fee$5

Overdraft & NSF

Courtesy Pay Fee$39
per item
ACH NSF Fee$39
per item
EFT NSF Fee$39
per item
Share Draft NSF$39
per item

ATM & Card

Foreign ATM Fee$3
Replacement Debit Card (Lost/Stolen)$10

Wire Transfers

International Wire Fee$50

Check Services

Money Order$3
Stop Pay Fee, ACH$39
Stop Pay Fee, CU Draft$39
Temporary Check Fee$4
per item · Per page (4 checks per page)
Foreign Item Collection Fee$15
Share Draft (Check) Copy Fee$2

Digital & Electronic

Bill Payment Fee If purchased outside of plan code$4

Cash & Deposit

Returned Deposit Fee$10
per item

Account Services

Safe Deposit Fee$20
per year
Levy/Garnishment Fee$50

Lending Fees

Loan Late Fee (audience not stated, treated as personal)5%($15 minimum)

Gift & Prepaid Cards

Gift Card Fee$5

Other Fees

Copy Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Early Closed Account Fee	$10	Not stated	None
Account Dormancy Fee(For acct balance less than $100.No Dep or W/D for 6 months)	$5	per month	None
Account Research Fee	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Return Statement Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$39	per item	None
ACH NSF Fee	$39	per item	None
EFT NSF Fee	$39	per item	None
Share Draft NSF	$39	per item	None
ATM & Card
Foreign ATM Fee	$3	Not stated	None
Replacement Debit Card (Lost/Stolen)	$10	Not stated	None
Wire Transfers
International Wire Fee	$50	Not stated	None
Check Services
Money Order	$3	Not stated	None
Stop Pay Fee, ACH	$39	Not stated	None
Stop Pay Fee, CU Draft	$39	Not stated	None
Temporary Check Fee	$4	per item	Per page (4 checks per page)
Foreign Item Collection Fee	$15	Not stated	None
Share Draft (Check) Copy Fee	$2	Not stated	None
Digital & Electronic
Bill Payment Fee If purchased outside of plan code	$4	Not stated	None
Cash & Deposit
Returned Deposit Fee	$10	per item	None
Account Services
Safe Deposit Fee	$20	per year	None
Levy/Garnishment Fee	$50	Not stated	None
Lending Fees
Loan Late Fee (audience not stated, treated as personal)	5%($15 minimum)	Not stated	None
Gift & Prepaid Cards
Gift Card Fee	$5	Not stated	None
Other Fees
Copy Fee	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.