Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Patriot Equity Federal Credit Union

Jackson, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee$15Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

ACH NSF Fee$39Above the typical range ($25–$31.50 nationally)
$9 above the national median
per item · Source
Courtesy Pay Fee$39Above the typical range ($25–$32 nationally)
$9 above the national median
per item · Source

ATM & CardVerified

Foreign ATM Fee$3Above the typical range ($1–$2.50 nationally)
$1.25 above the national median
Source
Replacement Debit Card (Lost/Stolen)$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Money Order$3Within the typical range ($1.75–$3 nationally)
$1 above the national median
Source
Temporary Check Fee$4Within the typical range ($1–$4 nationally)
$2 above the national median
per item · Per page (4 checks per page) · Source

Digital & ElectronicVerified

Bill Payment Fee If purchased outside of plan code$4Within the typical range ($0–$10.20 nationally)
$0.95 below the national median
Source
Research Bill Pay Fee$40Above the typical range ($0–$10.20 nationally)
$35.05 above the national median
Source

Cash & DepositVerified

Returned Deposit Fee$10Within the typical range ($10–$25 nationally)
$5 below the national median
per item · Source

Account ServicesVerified

Levy/Garnishment Fee$50Within the typical range ($30–$75 nationally)
At the national median
Source
Safe Deposit Fee$20Below the typical range ($25–$80 nationally)
$25 below the national median
Source

Gift & Prepaid CardsVerified

Gift Card Fee$5Above the typical range ($3–$4.50 nationally)
$1.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Overdraft & NSFVerified
ACH NSF Fee	$39Above the typical range ($25–$31.50 nationally)	$9 above the national median	per item	—	Source
Courtesy Pay Fee	$39
ATM & CardVerified
Foreign ATM Fee	$3Above the typical range ($1–$2.50 nationally)	$1.25 above the national median	—	—	Source
Replacement Debit Card (Lost/Stolen)	$10
Check ServicesVerified
Money Order	$3Within the typical range ($1.75–$3 nationally)	$1 above the national median	—	—	Source
Temporary Check Fee	$4Within the typical range ($1–$4 nationally)
Digital & ElectronicVerified
Bill Payment Fee If purchased outside of plan code	$4Within the typical range ($0–$10.20 nationally)	$0.95 below the national median	—	—	Source
Research Bill Pay Fee	$40
Cash & DepositVerified
Returned Deposit Fee	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per item	—	Source
Account ServicesVerified
Levy/Garnishment Fee	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Safe Deposit Fee	$20
Gift & Prepaid CardsVerified
Gift Card Fee	$5Above the typical range ($3–$4.50 nationally)	$1.50 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$39

Overdraft fee: $39

30% above the national median overdraft fee

Total fees: 13 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$33.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$33.0M

Total deposits

$29.3M

Service charge income (year to date)

$117K

Fee income ratio

11.5%

Return on assets

0.04%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,892 published fee entries from 2,651 institutions

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