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Bankhometown Fees: NSF $7.11 (2026) | Fee Insight

VerifiedCommunity bank, $1B to $10B

Bankhometown

Oxford, MassachusettsBankBoston district

Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$1.6B

Fee benchmark score

Not scored

Financials as of

Q1 2026

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Account Inactivity$5
per month · Source
IRA Annual Fee$15
per year · per plan · Source

Overdraft & NSF

Verified

Returned Deposited Item (Consumer Account)$7.11
per item · Source
Returned Deposited Item (Loan Payments)$10
per item · Source

Swipe for source and notes →

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Account Inactivity	$5	per month	—	Source
IRA Annual Fee	$15	per year	per plan	Source
Overdraft & NSFVerified
Returned Deposited Item (Consumer Account)	$7.11	per item	—	Source
Returned Deposited Item (Loan Payments)	$10	per item	—	Source

Status: Verified

4 verified fees so far — benchmarks and the report offer open at 5.

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Financial Context

Size and fee revenue

Financials as of Q1 2026 · FDIC call report

Total assets

$1.6B

Total deposits

$1.4B

Service charge income

$169K

Fee income ratio

1.0%

Return on assets

1.16%

Branches

Service charge income by quarter

Q1 2026$169K

Q4 2025$168K

Q3 2025$164K

Q2 2025$163K

Key Facts

CharterBank

LocationOxford, Massachusetts

SegmentCommunity bank, $1B to $10B

Fed districtBoston

Fee schedule collectedMar 11, 2026

Financials as ofQ1 2026

Methodology

Verified fees have cleared review and are used in Bank Fee Index benchmarks.

Fees marked Under review are shown with their source for context, but stay out of benchmark scores until they clear.

Financial figures come from public FDIC and NCUA call reports and are shown in whole dollars by Fee Insight.