Mc Federal Credit Union

Headquarters: Danville, Pennsylvania
Charter: Credit Union
Assets: $247.2M
Fed district: Philadelphia

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fresh Start Checking
Mc Federal Credit Union: $5
Mc Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Mc Federal Credit Union: $27
Mc Federal Credit Union: $27
U.S. median: no median
NSF / Returned Item
Mc Federal Credit Union: $27
Mc Federal Credit Union: $27
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mc Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking monthly service fee$5
per month
Monthly service fee$5
per month
Dormant Account Fee$5
per month
Research/Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawals/Transfers Fee$5
Incorrect Address Fee$5
per month

Overdraft & NSF

Courtesy Pay Fee$27
per item
Debit Card Overdraft Tolerance Fee$27
per item
Returned Item Fee/NSF$27

ATM & Card

Card Replacement Fee (Lost/Stolen)$5
Lost Card Reissue Fee$10

Wire Transfers

Wire Transfer Domestic (outgoing) Fee$20
per item
Wire Transfer International (outgoing) Fee$40
per item

Check Services

Money Orders$1
per item
Stop Payment fee (Including Online Bill Pay)$15
per item
Check Cashing Fee$3
per item
Photocopy of Draft Fee$5
per item

Cash & Deposit

Payment by Phone Fee (Check/Cash Advance)$5
per item
Deposited Item Return Fee$27
per item

Account Services

Documentation Fee (Notary Fee)$5
per item
Garnishment Fee$75
per item
IRS Levy Fee$50
per item

Lending Fees

Late Payment Fee$20
per item

Other Fees

Document Reproduction (Photocopies)$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copy Fee$5
per item
Skip-A-Pay Fee$27

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking monthly service fee	$5	per month	None
Monthly service fee	$5	per month	None
Dormant Account Fee	$5	per month	None
Research/Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawals/Transfers Fee	$5	Not stated	None
Incorrect Address Fee	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee	$27	per item	None
Debit Card Overdraft Tolerance Fee	$27	per item	None
Returned Item Fee/NSF	$27	Not stated	None
ATM & Card
Card Replacement Fee (Lost/Stolen)	$5	Not stated	None
Lost Card Reissue Fee	$10	Not stated	None
Wire Transfers
Wire Transfer Domestic (outgoing) Fee	$20	per item	None
Wire Transfer International (outgoing) Fee	$40	per item	None
Check Services
Money Orders	$1	per item	None
Stop Payment fee (Including Online Bill Pay)	$15	per item	None
Check Cashing Fee	$3	per item	None
Photocopy of Draft Fee	$5	per item	None
Cash & Deposit
Payment by Phone Fee (Check/Cash Advance)	$5	per item	None
Deposited Item Return Fee	$27	per item	None
Account Services
Documentation Fee (Notary Fee)	$5	per item	None
Garnishment Fee	$75	per item	None
IRS Levy Fee	$50	per item	None
Lending Fees
Late Payment Fee	$20	per item	None
Other Fees
Document Reproduction (Photocopies)	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy Fee	$5	per item	None
Skip-A-Pay Fee	$27	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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