Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mc Federal Credit Union

Danville, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$27Within the typical range ($25–$32 nationally)
$3 below the national median
Source
Returned Item Fee/NSF$27Within the typical range ($25–$31.38 nationally)
$3 below the national median
Source

ATM & CardVerified

after first two (2) signatures | Card Replacement Fee (Lost/Stolen)$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source
per draft | Lost Card Reissue Fee$10Within the typical range ($5–$10 nationally)
At the national median
Source

Wire TransfersVerified

Wire Transfer Domestic (outgoing) Fee$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire Transfer International (outgoing) Fee$40Within the typical range ($40–$50 nationally)
$10 below the national median
Source

Check ServicesVerified

Check Cashing Fee$3Below the typical range ($5–$10 nationally)
$2 below the national median
per item · Source
Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median
per item · Source
Photocopy of Draft Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Stop Payment fee (Including Online Bill Pay)$15Below the typical range ($20–$30 nationally)
$11 below the national median
per item · Source

Cash & DepositVerified

Deposited Item Return Fee$27Above the typical range ($10–$25 nationally)
$12 above the national median
per item · Source
Share Draft Account Fees: | Payment by Phone Fee (Check/Cash Advance)$5Within the typical range ($3–$10 nationally)
At the national median
Source

Account ServicesVerified

Documentation Fee (Notary Fee)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
per item · Source
Garnishment Fee$75Within the typical range ($30–$75 nationally)
$25 above the national median
Source
IRS Levy Fee$50Within the typical range ($30–$75 nationally)
At the national median
Source
per occurrence3 | Balance Inquiry Fee$5Above the typical range ($1–$2 nationally)
$4 above the national median
Source

Other FeesVerified

Document Reproduction (Photocopies)$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source
Skip-A-Pay Fee$27Within the typical range ($25–$35 nationally)
$3 below the national median
Source
Statement Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Research/Account Reconciliation	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$27Within the typical range ($25–$32 nationally)	$3 below the national median	—	—	Source
Returned Item Fee/NSF	$27
ATM & CardVerified
after first two (2) signatures \| Card Replacement Fee (Lost/Stolen)	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
per draft \| Lost Card Reissue Fee	$10
Wire TransfersVerified
Wire Transfer Domestic (outgoing) Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Wire Transfer International (outgoing) Fee	$40
Check ServicesVerified
Check Cashing Fee	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per item	—	Source
Money Orders	$1
Digital & ElectronicVerified
(Including Online Bill Pay)	$15Above the typical range ($0–$10 nationally)	$10.05 above the national median	—	—	Source
Cash & DepositVerified
Deposited Item Return Fee	$27Above the typical range ($10–$25 nationally)	$12 above the national median	per item	—	Source
Share Draft Account Fees: \| Payment by Phone Fee (Check/Cash Advance)	$5
Account ServicesVerified
Documentation Fee (Notary Fee)	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	per item	—	Source
Garnishment Fee	$75
Lending FeesVerified
per item \| Late Payment Fee	$20Within the typical range ($13.13–$25 nationally)	At the national median	per item	—	Source
Other FeesVerified
Document Reproduction (Photocopies)	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source
Skip-A-Pay Fee	$27

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$27

Overdraft fee: $27

10% below the national median overdraft fee

Total fees: 23 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$247.2M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$247.2M

Total deposits

$216.7M

Service charge income (year to date)

$452K

Fee income ratio

6.0%

Return on assets

1.50%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 40,944 published fee entries from 2,666 institutions

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