Finanta Federal Credit Union

Headquarters: Lancaster, Pennsylvania
Charter: Credit Union
Assets: $50.9M
Fed district: Philadelphia
Regulator: NCUA

Explore Hamilton View published fees

Compared with Pennsylvania

1 of 8

compared fees are above the median.

3 below, 4 about the same.

About the same: within 1% of the median.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the Pennsylvania median
of 8 compared; 3 below, 4 about the same
See the fees
Fee schedule read Oct 13, 2026

How these figures are measured

Call-report figures are for Finanta Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the Pennsylvania median	Published fees above the Pennsylvania median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Finanta Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 13, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Finanta Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $22K in Q2 2026, 57% above the same quarter a year earlier ($14K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
1 of 8 compared published fees sit above the Pennsylvania median; 3 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with Pennsylvania medians for fees published by banks and credit unions.

Deposited Item Return
Finanta Federal Credit Union: $10
Finanta Federal Credit Union: $10
Pennsylvania median: $2092 publishU.S. median: $151,946 publish
Stop Payment
Finanta Federal Credit Union: $15
Finanta Federal Credit Union: $15
Pennsylvania median: $25154 publishU.S. median: $27.503,348 publish
Cashier's Check
Finanta Federal Credit Union: $7
Finanta Federal Credit Union: $7
Pennsylvania median: $5111 publishU.S. median: $52,586 publish

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 57% from Q3 2025 to Q2 2026, to $22K.

Fee income, Q2 2026

$22K

$14KQ3 2025

$22KQ4 2025

$27KQ1 2026

$22KQ2 2026

Against the median

Finanta Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Finanta Federal Credit Union · $51M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$50M to $52M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Finanta Federal Credit Union(this institution)	Lancaster, PA	$51M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
3Hill Federal Credit Union	Blue Bell, PA	$50M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Aeroquip Federal Credit Union	Jackson, MI	$52M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Badger-Globe Federal Credit Union	Neenah, WI	$52M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Breco Federal Credit Union	Baton Rouge, LA	$51M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bridgeton Onized Federal Credit Union	Cedarville, NJ	$50M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Brookline Municipal Federal Credit Union	Brookline, MA	$51M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Firstenergy Choice Federal Credit Union	Greensburg, PA	$52M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Goldmark Federal Credit Union	Attleboro, MA	$50M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hastings Federal Credit Union	Hastings, NE	$52M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Healthshare Federal Credit Union	Greensboro, NC	$51M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Louisville Gas And Electric Company Federal Credit Union	Louisville, KY	$50M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Lubrizol Employees' Federal Credit Union	Deer Park, TX	$51M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Maroon Financial Federal Credit Union	Chicago, IL	$52M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Metro Plus Federal Credit Union	Lexington, KY	$51M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Money Federal Credit Union	Syracuse, NY	$51M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
North Memorial Federal Credit Union	Robbinsdale, MN	$51M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
North Towns Federal Credit Union	Clarence, NY	$52M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pipefitters-Steamfitters Federal Credit Union	Woodbury, MN	$52M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Roswell Community Federal Credit Union	Roswell, NM	$50M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Southeast Michigan State Employees Federal Credit Union	West Bloomfield, MI	$51M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Telco Federal Credit Union	Tarboro, NC	$51M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Trans Texas Southwest Federal Credit Union	San Angelo, TX	$51M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tuscaloosa V A Federal Credit Union	Tuscaloosa, AL	$52M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
U.P.S. Employees Federal Credit Union	Ontario, CA	$52M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
West Branch Valley Federal Credit Union	Williamsport, PA	$51M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(out-of-network atm)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Finanta Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 21, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Finanta Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Finanta Federal Credit Un…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 21, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Finanta Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 19 quarters on file

Latest, Q2 2026: $22K
vs prior quarter: −$5K−18.5%; from Q1 2026
vs a year earlier: +$8K+57.1%; from Q2 2025
vs start of range: +$9K+69.2%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Finanta Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$22K	−$5K	−18.5%
Q1 2026	$27K	+$5K	+22.7%
Q4 2025	$22K	+$8K	+57.1%
Q3 2025	$14K	$0	0.0%
Q2 2025	$14K	+$1K	+7.7%
Q1 2025	$13K	−$13K	−50.0%
Q4 2024	$26K	+$13K	+100.0%
Q3 2024	$13K	+$10K	+333.3%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Finanta Federal Credit Union’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Paper Statement Fee (Free online)$2
Inside the U.S. middle 50% ($2 to $4.98 nationally)
per month

ATM & Card

Debit Card Replacement Fee (after 2nd time)$10
Inside the U.S. middle 50% ($5 to $10 nationally)

Check Services

Corporate Checks$7
Above the U.S. middle 50% ($3 to $6 nationally)
Money Orders$2
Inside the U.S. middle 50% ($2 to $3 nationally)
Stop Payment Fee$15
Below the U.S. middle 50% ($20 to $30 nationally)
Starter Checks (after initial 4 free checks)$2
Not compared: Charged per page; comparison unavailable
per page
On-us Check Cashing Fee (non-member)$5
Inside the U.S. middle 50% ($5 to $10 nationally)
Check Copy (after 1st copy)$2
Inside the U.S. middle 50% ($2 to $5 nationally)

Cash & Deposit

Returned Deposit Item Fee$10
Inside the U.S. middle 50% ($9 to $25 nationally)

Fee	Amount	Basis	Note
Account Maintenance
Paper Statement Fee (Free online)	$2Inside the U.S. middle 50% ($2 to $4.98 nationally)	per month	None
ATM & Card
Debit Card Replacement Fee (after 2nd time)	$10Inside the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
Check Services
Corporate Checks	$7Above the U.S. middle 50% ($3 to $6 nationally)	Not stated	None
Money Orders	$2Inside the U.S. middle 50% ($2 to $3 nationally)	Not stated	None
Stop Payment Fee	$15Below the U.S. middle 50% ($20 to $30 nationally)	Not stated	None
Starter Checks (after initial 4 free checks)	$2Not compared: Charged per page; comparison unavailable	per page	None
On-us Check Cashing Fee (non-member)	$5Inside the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
Check Copy (after 1st copy)	$2Inside the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
Cash & Deposit
Returned Deposit Item Fee	$10Inside the U.S. middle 50% ($9 to $25 nationally)	Not stated	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Finanta Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

1 office in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

Cities with the most offices

Lancaster, PA

Largest competitors nearby

Local market: Lancaster county, PA, around its headquarters.

31 in its local market	Deposit share
Fulton Bank, National Association	29.4%
Truist Bank	16%
PNC Bank, National Association	9.1%
The Ephrata National Bank	8.9%
Bank of Bird-in-Hand	7.7%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Consumer complaints

1 complaint to the CFPB so far in 2026

Payday loan, title loan, or personal loan
Credit reporting, credit repair services, or other personal consumer reports
Debt collection
Credit reporting or other personal consumer reports

Top issues, 2026 to date

Incorrect information on your report

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Fee change alerts

Get an email when Finanta Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.