Workers Federal Credit Union

Headquarters: Littleton, Massachusetts
Charter: Credit Union
Assets: $2.5B
Fed district: Boston

29 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Workers Federal Credit Union: $5 to $20
Workers Federal Credit Union: $5 to $20
U.S. median: no median
Overdraft (OD)
Workers Federal Credit Union: $30
Workers Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Workers Federal Credit Union: $30
Workers Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Workers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Service Charge (audience not stated, treated as personal)$20
Maintenance Service Charge (audience not stated, treated as personal)$10
Maintenance Service Charge (audience not stated, treated as personal)$5
Maintenance Service Charge (audience not stated, treated as personal)$7
Maintenance Service Charge per statement cycle (audience not stated, treated as personal)$15
per month
Early Closing Account (within 6 months of opening)$10
Escheatment Fee (Abandoned/Unclaimed Property)$30
Inactivity Fee (audience not stated, treated as personal)$5
Account Research/Balancing$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (per statement cycle)$2
per month
Undeliverable Mail Fee$5

Overdraft & NSF

Paid NSF Fee$30
Bill Pay Return Item (audience not stated, treated as personal)$30
Non-Sufficient Funds: Stop Payment Fee (includes Bill Pay) (audience not stated, treated as personal)$30
Returned NSF Fee (audience not stated, treated as personal)$30
Overdraft Protection “ODP” Transfer Fee$5

ATM & Card

Debit Card Service Charge (Replacement Card Fee)$10

Wire Transfers

Outgoing Domestic Wire Transfer Fee (audience not stated, treated as personal)$25
Incoming Domestic Wire Transfer Fee (audience not stated, treated as personal)$15
Outgoing Foreign Wire Transfer Fee$50
Incoming Foreign Wire Transfer Fee$15

Check Services

Cashier’s Check Fee$5
Money Order Fee (audience not stated, treated as personal)$5
Stop Payment Fee (includes Bill Pay)$30
Counter Check Fee 4$2
Non-Member Check Cashing Fee (audience not stated, treated as personal)$5
Collection Item Fee (audience not stated, treated as personal)$10
Check Copy Fee (audience not stated, treated as personal)$5
Copies of Deposits/Items Fee (audience not stated, treated as personal)$5

Digital & Electronic

ACH Origination Fee (audience not stated, treated as personal)$10

Cash & Deposit

ACH, one-time from Credit Card, Debit Card, or Non-Workers Savings or Checking Account, each occurrence Night Deposit Ba$10
one time

Account Services

Notary Public Fee: Non-members$1.25
| 20x15$160
Collection Item Fee$10
Copies of Deposits/Items Fee$5
Lost Key Fee$15
Not compared: Box drilling or key fee
per item
Safe Deposit Box$135
per year
Safe Deposit Box$145
per year
Safe Deposit Box$65
per year
Safe Deposit Box 3x5$40
per year
Safe Deposit Box 5x10$80
per year
Safe Deposit Box 5x5$55
per year
Subordination Fee$150

Lending Fees

Late Payment Fee (audience not stated, treated as personal)$5

Retirement & IRA

IRA Early Closeout Fee$25
IRA Transfer/Rollover Fee$25

Other Fees

Copy of 1099 or 1098 Fee (audience not stated, treated as personal)$5
Photocopy Fee (per page)$1
per item
Loan Payment by Phone Fee$10

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Service Charge (audience not stated, treated as personal)	$20	Not stated	None
Maintenance Service Charge (audience not stated, treated as personal)	$10	Not stated	None
Maintenance Service Charge (audience not stated, treated as personal)	$5	Not stated	None
Maintenance Service Charge (audience not stated, treated as personal)	$7	Not stated	None
Maintenance Service Charge per statement cycle (audience not stated, treated as personal)	$15	per month	None
Early Closing Account (within 6 months of opening)	$10	Not stated	None
Escheatment Fee (Abandoned/Unclaimed Property)	$30	Not stated	None
Inactivity Fee (audience not stated, treated as personal)	$5	Not stated	None
Account Research/Balancing	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (per statement cycle)	$2	per month	None
Undeliverable Mail Fee	$5	Not stated	None
Overdraft & NSF
Paid NSF Fee	$30	Not stated	None
Bill Pay Return Item (audience not stated, treated as personal)	$30	Not stated	None
Non-Sufficient Funds: Stop Payment Fee (includes Bill Pay) (audience not stated, treated as personal)	$30	Not stated	None
Returned NSF Fee (audience not stated, treated as personal)	$30	Not stated	None
Overdraft Protection “ODP” Transfer Fee	$5	Not stated	None
ATM & Card
Debit Card Service Charge (Replacement Card Fee)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee (audience not stated, treated as personal)	$25	Not stated	None
Incoming Domestic Wire Transfer Fee (audience not stated, treated as personal)	$15	Not stated	None
Outgoing Foreign Wire Transfer Fee	$50	Not stated	None
Incoming Foreign Wire Transfer Fee	$15	Not stated	None
Check Services
Cashier’s Check Fee	$5	Not stated	None
Money Order Fee (audience not stated, treated as personal)	$5	Not stated	None
Stop Payment Fee (includes Bill Pay)	$30	Not stated	None
Counter Check Fee 4	$2	Not stated	None
Non-Member Check Cashing Fee (audience not stated, treated as personal)	$5	Not stated	None
Collection Item Fee (audience not stated, treated as personal)	$10	Not stated	None
Check Copy Fee (audience not stated, treated as personal)	$5	Not stated	None
Copies of Deposits/Items Fee (audience not stated, treated as personal)	$5	Not stated	None
Digital & Electronic
ACH Origination Fee (audience not stated, treated as personal)	$10	Not stated	None
Cash & Deposit
ACH, one-time from Credit Card, Debit Card, or Non-Workers Savings or Checking Account, each occurrence Night Deposit Ba	$10	one time	None
Account Services
Notary Public Fee: Non-members	$1.25	Not stated	None
\| 20x15	$160	Not stated	None
Collection Item Fee	$10	Not stated	None
Copies of Deposits/Items Fee	$5	Not stated	None
Lost Key Fee	$15Not compared: Box drilling or key fee	per item	None
Safe Deposit Box	$135	per year	None
Safe Deposit Box	$145	per year	None
Safe Deposit Box	$65	per year	None
Safe Deposit Box 3x5	$40	per year	None
Safe Deposit Box 5x10	$80	per year	None
Safe Deposit Box 5x5	$55	per year	None
Subordination Fee	$150	Not stated	None
Lending Fees
Late Payment Fee (audience not stated, treated as personal)	$5	Not stated	None
Retirement & IRA
IRA Early Closeout Fee	$25	Not stated	None
IRA Transfer/Rollover Fee	$25	Not stated	None
Other Fees
Copy of 1099 or 1098 Fee (audience not stated, treated as personal)	$5	Not stated	None
Photocopy Fee (per page)	$1	per item	None
Loan Payment by Phone Fee	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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