29 published fees; none has a market median to compare yet.
Source: its fee schedule, read Apr 21, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Apr 21, 2026
Call-report figures are for Workers Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Workers Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Apr 21, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $2.2M in Q2 2026, 7.3% above the same quarter a year earlier ($2.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income was about level from Q3 2025 to Q2 2026, at $2.2M.
$2.2M
Workers Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Workers Federal Credit Union · $2.5B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Workers Federal Credit Union(this institution) | Littleton, MA | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| A+ Federal Credit Union | Austin, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Advancial Federal Credit Union | Dallas, TX | $2.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Allegacy Federal Credit Union | Winston Salem, NC | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Altura Federal Credit Union | Riverside, CA | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Atlanta Postal Federal Credit Union | Atlanta, GA | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Austin Telco Federal Credit Union | Austin, TX | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Barksdale Federal Credit Union | Barksdale Afb, LA | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Brightbridge Federal Credit Union | Lawrence, MA | $2.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Centra Federal Credit Union | Columbus, IN | $2.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Credit Union of Colorado, A | Denver, CO | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Credit Union of Texas | Allen, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Dort Financial Federal Credit Union | Grand Blanc, MI | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dow Federal Credit Union | Midland, MI | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Elements Financial Federal Credit Union | Indianapolis, IN | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Elga Federal Credit Union | Grand Blanc, MI | $2.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Firefighters First Federal Credit Union | Los Angeles, CA | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Georgia United Federal Credit Union | Duluth, GA | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Hughes Federal Credit Union | Tucson, AZ | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ithink Financial Federal Credit Union | Boca Raton, FL | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jsc Federal Credit Union | Houston, TX | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Kemba Financial Federal Credit Union | Gahanna, OH | $2.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Kitsap Federal Credit Union | Bremerton, WA | $2.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Max Federal Credit Union | Montgomery, AL | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| South Carolina Federal Credit Union | North Charleston, SC | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Texans Federal Credit Union | Richardson, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its five prices, against a peer median of $6.50 among 15 publishing peers.
Its five checking prices are $5, $7, $10, $15 and $20.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.
Call reports for Workers Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 22 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.2M | +$139K | +6.9% |
| Q1 2026 | $2.0M | −$311K | −13.3% |
| Q4 2025 | $2.3M | +$172K | +7.9% |
| Q3 2025 | $2.2M | +$148K | +7.3% |
| Q2 2025 | $2.0M | +$46K | +2.3% |
| Q1 2025 | $2.0M | −$77K | −3.8% |
| Q4 2024 | $2.0M | +$192K | +10.4% |
| Q3 2024 | $1.9M | −$18K | −1.0% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Workers Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour
per month
one time
per item
per year
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance Service Charge (audience not stated, treated as personal) | $20 | Not stated | None |
| Maintenance Service Charge (audience not stated, treated as personal) | $10 | Not stated | None |
| Maintenance Service Charge (audience not stated, treated as personal) | $5 | Not stated | None |
| Maintenance Service Charge (audience not stated, treated as personal) | $7 | Not stated | None |
| Maintenance Service Charge per statement cycle (audience not stated, treated as personal) | $15 | per month | None |
| Early Closing Account (within 6 months of opening) | $10 | Not stated | None |
| Escheatment Fee (Abandoned/Unclaimed Property) | $30 | Not stated | None |
| Inactivity Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Account Research/Balancing | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee (per statement cycle) | $2 | per month | None |
| Undeliverable Mail Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Paid NSF Fee | $30 | Not stated | None |
| Bill Pay Return Item (audience not stated, treated as personal) | $30 | Not stated | None |
| Non-Sufficient Funds: Stop Payment Fee (includes Bill Pay) (audience not stated, treated as personal) | $30 | Not stated | None |
| Returned NSF Fee (audience not stated, treated as personal) | $30 | Not stated | None |
| Overdraft Protection “ODP” Transfer Fee | $5 | Not stated | None |
ATM & Card | |||
| Debit Card Service Charge (Replacement Card Fee) | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer Fee (audience not stated, treated as personal) | $25 | Not stated | None |
| Incoming Domestic Wire Transfer Fee (audience not stated, treated as personal) | $15 | Not stated | None |
| Outgoing Foreign Wire Transfer Fee | $50 | Not stated | None |
| Incoming Foreign Wire Transfer Fee | $15 | Not stated | None |
Check Services | |||
| Cashier’s Check Fee | $5 | Not stated | None |
| Money Order Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Stop Payment Fee (includes Bill Pay) | $30 | Not stated | None |
| Counter Check Fee 4 | $2 | Not stated | None |
| Non-Member Check Cashing Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Collection Item Fee (audience not stated, treated as personal) | $10 | Not stated | None |
| Check Copy Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Copies of Deposits/Items Fee (audience not stated, treated as personal) | $5 | Not stated | None |
Digital & Electronic | |||
| ACH Origination Fee (audience not stated, treated as personal) | $10 | Not stated | None |
Cash & Deposit | |||
| ACH, one-time from Credit Card, Debit Card, or Non-Workers Savings or Checking Account, each occurrence Night Deposit Ba | $10 | one time | None |
Account Services | |||
| Notary Public Fee: Non-members | $1.25 | Not stated | None |
| | 20x15 | $160 | Not stated | None |
| Collection Item Fee | $10 | Not stated | None |
| Copies of Deposits/Items Fee | $5 | Not stated | None |
| Lost Key Fee | $15Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box | $135 | per year | None |
| Safe Deposit Box | $145 | per year | None |
| Safe Deposit Box | $65 | per year | None |
| Safe Deposit Box 3x5 | $40 | per year | None |
| Safe Deposit Box 5x10 | $80 | per year | None |
| Safe Deposit Box 5x5 | $55 | per year | None |
| Subordination Fee | $150 | Not stated | None |
Lending Fees | |||
| Late Payment Fee (audience not stated, treated as personal) | $5 | Not stated | None |
Retirement & IRA | |||
| IRA Early Closeout Fee | $25 | Not stated | None |
| IRA Transfer/Rollover Fee | $25 | Not stated | None |
Other Fees | |||
| Copy of 1099 or 1098 Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Photocopy Fee (per page) | $1 | per item | None |
| Loan Payment by Phone Fee | $10 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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