Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Workers Federal Credit Union

Littleton, MassachusettsCredit UnionBoston Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

4/ Early Closing Account (within 6 months of opening)$2Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=early_closure; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="4/$2 Early Closing Account (within 6 months of opening)" · Source

Account Research/Balancing$1

$14 below the national median

Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=account_research; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$1 Account Research/Balancing" · Source

ATM & DEBIT CARD FEES Debit Card Service Charge (Replacement Card Fee)$10

$7.50 below the national median

Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$10 ATM & DEBIT CARD FEES Debit Card Service Charge (Replacement Card Fee)" · Source

each Business Relationship Checking Maintenance Service Charge per statement cycle$0.25

$17.25 below the national median

Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$0.25 each Business Relationship Checking Maintenance Service Charge per statement cycle" · Source

Minimum daily balance required to avoid maintenance service charge per statement cycle is$7

$10.50 below the national median

per day · Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$7 Minimum daily balance required to avoid maintenance service charge per statement cycle is $10,000" · Source

Minimum daily balance required to avoid maintenance service charge per statement cycle is$5

$12.50 below the national median

per day · Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Minimum daily balance required to avoid maintenance service charge per statement cycle is $500" · Source

Minimum daily combined2 deposit balance required to avoid maintenance service charge and transaction charges is$15

$2.50 below the national median

per day · Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$15 Minimum daily combined2 deposit balance required to avoid maintenance service charge and transaction charges is $25,000" · Source

Paper Statement Fee7 (per statement cycle)$5

$2 above the national median

Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=paper_statement; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Paper Statement Fee7 (per statement cycle)" · Source

Statement Copy Fee8$30

$27 above the national median

Overdraft & NSFVerified

Overdraft “OD” Limit Fee$5Below the typical range ($7.50–$35 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=overdraft; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Overdraft “OD” Limit Fee" · Source
Overdraft Protection “ODP” Transfer Fee5$30Within the typical range ($7.50–$35 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=overdraft; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$30 Overdraft Protection “ODP” Transfer Fee5" · Source
Returned NSF Fee$30Within the typical range ($10–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=nsf; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$30 Returned NSF Fee" · Source

ATM & CardVerified

ATM & Debit Card International Transaction Fee$10Within the typical range ($2–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=atm_non_network; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$10 ATM & Debit Card International Transaction Fee" · Source

Wire TransfersVerified

Incoming Foreign Wire Transfer Fee$15Within the typical range ($10–$15.63 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=wire_domestic_incoming; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$15 Incoming Foreign Wire Transfer Fee" · Source
Outgoing Domestic Wire Transfer Fee$15Within the typical range ($15–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=wire_domestic_outgoing; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$15 Outgoing Domestic Wire Transfer Fee" · Source
Outgoing Foreign Wire Transfer Fee$25Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=wire_domestic_outgoing; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$25 Outgoing Foreign Wire Transfer Fee" · Source
Wire Transfers Incoming Domestic Wire Transfer Fee$5Below the typical range ($10–$15.63 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=wire_domestic_incoming; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Wire Transfers Incoming Domestic Wire Transfer Fee" · Source

Check ServicesVerified

Check Copy Fee$5Within the typical range ($2.25–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=check_image; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Check Copy Fee" · Source
Money Order Fee$1.25Below the typical range ($2–$18.75 nationally)
$3.75 below the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=money_order; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$1.25 Money Order Fee" · Source
Non-Member Check Cashing Fee$10Within the typical range ($5–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=check_cashing; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$10 Non-Member Check Cashing Fee" · Source
Stop Payment Fee (includes Bill Pay)$5Below the typical range ($17.50–$30 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=stop_payment; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Stop Payment Fee (includes Bill Pay)" · Source

Digital & ElectronicVerified

/hr ACH Origination Fee$25Above the typical range ($1.25–$20 nationally)
$18.47 above the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=ach_origination; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$25/hr ACH Origination Fee" · Source

Cash & DepositVerified

ACH, one-time from Credit Card, Debit Card, or Non-Workers Savings or Checking Account, each occurrence Night Deposit Ba$10Within the typical range ($5–$15 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=night_deposit; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$10 ACH, one-time from Credit Card, Debit Card, or Non-Workers Savings or Checking Account, each occurrence Night Deposit Bag Fee" · Source
Coin Counting Fee: Members$25Above the typical range ($2.75–$21.25 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=coin_counting; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$25 Coin Counting Fee: Members" · Source
Night Deposit Key Replacement (Business)$20Above the typical range ($5–$15 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=night_deposit; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$20 Night Deposit Key Replacement (Business)" · Source

Account ServicesVerified

Notary Public Fee: Members$5Within the typical range ($0–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=notary_fee; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Notary Public Fee: Members" · Source
Safe Deposit Boxes Size Annual Fee 3x5$150Above the typical range ($15–$75 nationally)
$120 above the national median
per year · Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=safe_deposit_box; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$150 Safe Deposit Boxes Size Annual Fee 3x5" · Source

Lending FeesVerified

per key Late Payment Fee$15Within the typical range ($15–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=late_payment; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$15 per key Late Payment Fee" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
4/ Early Closing Account (within 6 months of opening)	$2Below the typical range ($10–$25 nationally)	$18 below the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=early_closure; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="4/$2 Early Closing Account (within 6 months of opening)"	Source
Account Research/Balancing	$1Below the typical range ($5–$25 nationally)	$14 below the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=account_research; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$1 Account Research/Balancing"	Source
ATM & DEBIT CARD FEES Debit Card Service Charge (Replacement Card Fee)	$10Within the typical range ($5–$200 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$10 ATM & DEBIT CARD FEES Debit Card Service Charge (Replacement Card Fee)"	Source
each Business Relationship Checking Maintenance Service Charge per statement cycle	$0.25Below the typical range ($5–$200 nationally)	$17.25 below the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$0.25 each Business Relationship Checking Maintenance Service Charge per statement cycle"	Source
Minimum daily balance required to avoid maintenance service charge per statement cycle is	$7Within the typical range ($5–$200 nationally)	$10.50 below the national median	per day	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$7 Minimum daily balance required to avoid maintenance service charge per statement cycle is $10,000"	Source
Minimum daily balance required to avoid maintenance service charge per statement cycle is	$5Within the typical range ($5–$200 nationally)	$12.50 below the national median	per day	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Minimum daily balance required to avoid maintenance service charge per statement cycle is $500"	Source
Minimum daily combined2 deposit balance required to avoid maintenance service charge and transaction charges is	$15Within the typical range ($5–$200 nationally)	$2.50 below the national median	per day	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=monthly_maintenance; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$15 Minimum daily combined2 deposit balance required to avoid maintenance service charge and transaction charges is $25,000"	Source
Paper Statement Fee7 (per statement cycle)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=paper_statement; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Paper Statement Fee7 (per statement cycle)"	Source
Statement Copy Fee8	$30Above the typical range ($2–$5 nationally)	$27 above the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=paper_statement; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$30 Statement Copy Fee8"	Source
Overdraft & NSFVerified
Overdraft “OD” Limit Fee	$5Below the typical range ($7.50–$35 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=overdraft; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Overdraft “OD” Limit Fee"	Source
Overdraft Protection “ODP” Transfer Fee5
ATM & CardVerified
ATM & Debit Card International Transaction Fee	$10Within the typical range ($2–$35 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=atm_non_network; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$10 ATM & Debit Card International Transaction Fee"	Source
Wire TransfersVerified
Incoming Foreign Wire Transfer Fee	$15Within the typical range ($10–$15.63 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=wire_domestic_incoming; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$15 Incoming Foreign Wire Transfer Fee"	Source

Check ServicesVerified
Check Copy Fee	$5Within the typical range ($2.25–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=check_image; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Check Copy Fee"	Source
Money Order Fee	$1.25
Digital & ElectronicVerified
/hr ACH Origination Fee	$25Above the typical range ($1.25–$20 nationally)	$18.47 above the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=ach_origination; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$25/hr ACH Origination Fee"	Source
Cash & DepositVerified
ACH, one-time from Credit Card, Debit Card, or Non-Workers Savings or Checking Account, each occurrence Night Deposit Ba	$10Within the typical range ($5–$15 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=night_deposit; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$10 ACH, one-time from Credit Card, Debit Card, or Non-Workers Savings or Checking Account, each occurrence Night Deposit Bag Fee"	Source
Account ServicesVerified
Notary Public Fee: Members	$5Within the typical range ($0–$5.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=notary_fee; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$5 Notary Public Fee: Members"	Source
Safe Deposit Boxes Size Annual Fee 3x5
Lending FeesVerified
per key Late Payment Fee	$15Within the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #1902. canonical_hint=late_payment; text_hash=78d944fabb5d7c13274954ecc658e4d6ec0b50b9cd9e96b5eec65d1b1bdaf480; excerpt="$15 per key Late Payment Fee"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

Overdraft fee cap or limit policy detected — fewer surprise charges

80% below the national median overdraft fee

Verified fees

Under review

Assets

$2.5B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.5B

Total deposits

$1.9B

Service charge income (year to date)

$4.2M

Fee income ratio

5.7%

Return on assets

-0.21%

Financial profile · Pro

Performance from regulator filings

Outgoing Domestic Wire Transfer Fee

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 5,474 verified fees from 1,488 institutions

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