Newburyport Five Cents Savings Bank

Headquarters: Newburyport, Massachusetts
Charter: Bank
Assets: $1.6B
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Newburyport Five Cents Savings Bank: $8
Newburyport Five Cents Savings Bank: $8
U.S. median: no median
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Newburyport Five Cents Savings Bank: $5 to $30
Newburyport Five Cents Savings Bank: $5 to $30
U.S. median: no median
NSF / Returned Item
Compared at $17.50, the middle of its prices
Newburyport Five Cents Savings Bank: $5 to $30
Newburyport Five Cents Savings Bank: $5 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Newburyport Five Cents Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Minimum Daily Balance Service Charge (Statement Cycle) (audience not stated, treated as personal)$8
Account Closing Fee (account closed within 90 days of opening)$25
Account Closing Fee: Account Closed Within 90 Days of Opening$25
Escheatment Processing Fee (abandoned property)$95
Research (hourly fee; 15 minute minimum charge of $8.00)$32
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Special Handling Fee (per month, per account)$5
per month

Overdraft & NSF

Overdraft Fee$30
Overdraft Item on Lifeline 18/65 Checking "Overdraft Fee"$5
Insufficient Funds Fee$30
Insufficient Funds Fee on Lifeline 18/65 Checking or Student Checking$5
ODP Primary (CR) Fee: Overdraft Transfer Service Fee (Per Day)$10
Not compared: Daily charge, not per item
per day

ATM & Card

ATM/Debit Card Replacement Card Fee$20
ATM/Debit Card Expedited Fee$40

Wire Transfers

Wire Transfer Fees Wire Transfer Outgoing (Domestic)$25
Wire Transfer Incoming (Domestic)$15
Wire Transfer Outgoing (International)$50
Wire Transfer Incoming (International)$50

Check Services

Bank Check$5
Bank Money Order$2
Check Printing Costs Varies Collection Item Fee - Foreign (Canadian)$20
Stop Payment Fee$30
Collection Item - Foreign (Canadian)$20
Collection Item - Foreign (Non-Canadian)$50
Collection Item Fee - Foreign (Canadian)$20
Collection Item Fee - Foreign (Non-Canadian)$50
Imaged Copy of Check$3
per item

Digital & Electronic

Bill Pay (audience not stated, treated as personal)No charge
Expedited Bill Pay$25
Mobile DepositNo charge

Account Services

Levy Fee$75
Levy Fee (or) Garnishment Fee$50

Fee	Amount	Basis	Note
Account Maintenance
Minimum Daily Balance Service Charge (Statement Cycle) (audience not stated, treated as personal)	$8	Not stated	None
Account Closing Fee (account closed within 90 days of opening)	$25	Not stated	None
Account Closing Fee: Account Closed Within 90 Days of Opening	$25	Not stated	None
Escheatment Processing Fee (abandoned property)	$95	Not stated	None
Research (hourly fee; 15 minute minimum charge of $8.00)	$32Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Special Handling Fee (per month, per account)	$5	per month	None
Overdraft & NSF
Overdraft Fee	$30	Not stated	None
Overdraft Item on Lifeline 18/65 Checking "Overdraft Fee"	$5	Not stated	None
Insufficient Funds Fee	$30	Not stated	None
Insufficient Funds Fee on Lifeline 18/65 Checking or Student Checking	$5	Not stated	None
ODP Primary (CR) Fee: Overdraft Transfer Service Fee (Per Day)	$10Not compared: Daily charge, not per item	per day	None
ATM & Card
ATM/Debit Card Replacement Card Fee	$20	Not stated	None
ATM/Debit Card Expedited Fee	$40	Not stated	None
Wire Transfers
Wire Transfer Fees Wire Transfer Outgoing (Domestic)	$25	Not stated	None
Wire Transfer Incoming (Domestic)	$15	Not stated	None
Wire Transfer Outgoing (International)	$50	Not stated	None
Wire Transfer Incoming (International)	$50	Not stated	None
Check Services
Bank Check	$5	Not stated	None
Bank Money Order	$2	Not stated	None
Check Printing Costs Varies Collection Item Fee - Foreign (Canadian)	$20	Not stated	None
Stop Payment Fee	$30	Not stated	None
Collection Item - Foreign (Canadian)	$20	Not stated	None
Collection Item - Foreign (Non-Canadian)	$50	Not stated	None
Collection Item Fee - Foreign (Canadian)	$20	Not stated	None
Collection Item Fee - Foreign (Non-Canadian)	$50	Not stated	None
Imaged Copy of Check	$3	per item	None
Digital & Electronic
Bill Pay (audience not stated, treated as personal)	No charge	Not stated	None
Expedited Bill Pay	$25	Not stated	None
Mobile Deposit	No charge	Not stated	None
Account Services
Levy Fee	$75	Not stated	None
Levy Fee (or) Garnishment Fee	$50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Newburyport Five Cents Savings Bank's ach origination changes in our data

We check once a day and send one email covering every change.