Worcester Police Department Federal Credit Union

Headquarters: Worcester, Massachusetts
Charter: Credit Union
Assets: $25.5M
Fed district: Boston

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Worcester Police Department Federal Credit Union: No fee
Worcester Police Department Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Worcester Police Department Federal Credit Union: $25
Worcester Police Department Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Worcester Police Department Federal Credit Union: $25
Worcester Police Department Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Worcester Police Department Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee - all accountsNo charge
per month
Account Research Fee (per hour) - minimum 1/2 hour charge$40
Not compared: Charged per hour; comparison unavailable
per hour
Money Market excess withdrawal fee - 6 free per month - each additional$10
per item

Overdraft & NSF

Share Draft Overdraft / Insufficient Funds fee$25
Non-Sufficient Funds Fee$25
Negative Balance Fee / day - After your account is overdrawn 7 or more consecutive calendar days$1

ATM & Card

First 10 ATM Withdrawal Transactions per month FREE - each additional$1
per item
Replacement or Re-Issue of VISA Check Card$10
ATM Card Rush Order - 2 Business Days after order. (Ex: Order Monday, receive Wednesday)$60
ATM Card Rush Order - 3 Business Days after order (Ex: Order Monday, receive Thursday)$35

Wire Transfers

Outgoing Wire Fee (Wire out of Checking and Savings only)$25

Check Services

Stop Payments (Official CU Check)$25
Stop Payments (Personal Check)$25
Check Copy - Personal and Official$2

Digital & Electronic

ACH Return$25
Online Banking, Online Bill Pay, Mobile Money and Mobile DepositNo charge

Cash & Deposit

Deposited Item Return - per check returned$25
per item

Account Services

Levy Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee - all accounts	No charge	per month	None
Account Research Fee (per hour) - minimum 1/2 hour charge	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market excess withdrawal fee - 6 free per month - each additional	$10	per item	None
Overdraft & NSF
Share Draft Overdraft / Insufficient Funds fee	$25	Not stated	None
Non-Sufficient Funds Fee	$25	Not stated	None
Negative Balance Fee / day - After your account is overdrawn 7 or more consecutive calendar days	$1	Not stated	None
ATM & Card
First 10 ATM Withdrawal Transactions per month FREE - each additional	$1	per item	None
Replacement or Re-Issue of VISA Check Card	$10	Not stated	None
ATM Card Rush Order - 2 Business Days after order. (Ex: Order Monday, receive Wednesday)	$60	Not stated	None
ATM Card Rush Order - 3 Business Days after order (Ex: Order Monday, receive Thursday)	$35	Not stated	None
Wire Transfers
Outgoing Wire Fee (Wire out of Checking and Savings only)	$25	Not stated	None
Check Services
Stop Payments (Official CU Check)	$25	Not stated	None
Stop Payments (Personal Check)	$25	Not stated	None
Check Copy - Personal and Official	$2	Not stated	None
Digital & Electronic
ACH Return	$25	Not stated	None
Online Banking, Online Bill Pay, Mobile Money and Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Deposited Item Return - per check returned	$25	per item	None
Account Services
Levy Fee	$25	Not stated	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Worcester Police Department Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.