Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Mainstreet Federal Credit Union

Lenexa, KansasCredit UnionKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

monthly service charge$10Within the typical range ($4–$10 nationally)

Check ServicesVerified

Stop Payment single item/check or ACH item/$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Kansas median
per item · Source
Starter Checks (per sheet)$5Above the typical range ($1–$4 nationally)
$3 above the national median$4 above the Kansas median
per item · Source
Check Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median$1 below the Kansas median
Source

Account ServicesVerified

Notary$8Above the typical range ($0–$5 nationally)
$5.50 above the national median$3 above the Kansas median
per item · Source
Garnishment/Lien Admin. Fee$15Below the typical range ($30–$90 nationally)
$35 below the national medianAt the Kansas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
monthly service charge	$10Within the typical range ($4–$10 nationally)	$4 above the national median$4.02 above the Kansas median	per month	—	Source
Monthly minimum balance fee	$10Within the typical range ($5–$10 nationally)	$3 above the national median$5 above the Kansas median	per month	—	Source
Dormant Account (inactive for 24 months)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Kansas median	—	—	Source
Mailed Statement Fee	$3Within the typical range ($2–$4.76 nationally)	At the national medianAt the Kansas median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee item/	$27.50Within the typical range ($25–$33 nationally)	$2.50 below the national median$0.50 above the Kansas median	—	—	Source
ATM & CardVerified
Replacement Cards (ATM/Debit Card)	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Kansas median	—	—	Source
Check ServicesVerified
Stop Payment single item/check or ACH item/	$25Within the typical range ($20–$30 nationally)	$2.50 below the national medianAt the Kansas median	per item	—	Source
Starter Checks (per sheet)	$5
Account ServicesVerified
Notary	$8Above the typical range ($0–$5 nationally)	$5.50 above the national median$3 above the Kansas median	per item	—	Source
Garnishment/Lien Admin. Fee	$15

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$27.50

Overdraft fee: $27.50

8% below the national median overdraft fee

11 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$702.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$702.7M

Total deposits

$640.1M

Service charge income (year to date)

$1.7M

Fee income ratio

8.3%

Return on assets

1.15%

Financial profile · Pro

Performance from regulator filings

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Based on 65,676 published fee entries from 3,608 institutions

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