vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$7.50 below the North Carolina median
$12.50 below the national median$12.50 below the North Carolina median
At the national medianAt the North Carolina median
per month · Source
$7.50 below the national median$1 below the North Carolina median
$12.50 below the national median$6 below the North Carolina median
per item · Source
$5 below the national medianAt the North Carolina median
per item · Source
$1 below the national median$3.50 above the North Carolina median
per item · Source
$15 below the national median$9 below the North Carolina median
$10 below the national median$10 below the North Carolina median
At the national median$5 above the North Carolina median
At the national medianAt the North Carolina median
per item · Source
$2.50 below the national median$4 below the North Carolina median
$1 below the national median$1 below the North Carolina median
$10 below the national median$7 below the North Carolina median
$2.50 below the national median$3 below the North Carolina median
At the national median$20 below the North Carolina median
$5 below the national medianAt the North Carolina median
$2 above the national medianAt the North Carolina median
$62.50 above the national median$40 above the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club-Early withdrawal fee (prior to Nov. 1) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$7.50 below the North Carolina median | — | — | Source |
| Early Membership Closing Fee (if closed within the first 90 days of opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$12.50 below the North Carolina median | — | — | Source |
| Dormant Fee (after six months of inactivity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the North Carolina median | per month | — | Source |
| Account Reconciliation & Research (min. 1 hr.) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$1 below the North Carolina median | — | — | Source |
| Return Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$6 below the North Carolina median | per item | — | Source |
Overdraft & NSFVerified | |||||
| NSF Return Item (Non-Sufficient Funds) | $25Within the typical range ($25–$32 nationally) | $5 below the national medianAt the North Carolina median | per item | — | Source |
| Overdraft Transfer Fee from Share Account | $4 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Outgoing – Domestic | $10Below the typical range ($20–$25 nationally) | $15 below the national median$9 below the North Carolina median | — | — | Source |
| Wire Transfer – Incoming | $0 | ||||
Check ServicesVerified | |||||
| Money Order Fee | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the North Carolina median | per item | — | Source |
| Stop Payments | $25 | ||||
Digital & ElectronicVerified | |||||
| Deposit Item or ACH – Returned Unpaid | $15Within the typical range ($15–$30 nationally) | $10 below the national median$7 below the North Carolina median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the North Carolina median | — | — | Source |
| Levy & Garnishments | $50 | ||||
Lending FeesVerified | |||||
| Credit Card Late Fee (per billing cycle) | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the North Carolina median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the North Carolina median | — | — | Source |
| Subordination Fee | $100 | ||||
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
19
Under review
0
Assets
$83.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$83.0M
Total deposits
$73.7M
Service charge income (year to date)
$243K
Fee income ratio
9.2%
Return on assets
-1.24%
Financial profile · Pro
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| $1 below the national median$3.50 above the North Carolina median |
| per item |
| — |
| Source |
| $10 below the national median$10 below the North Carolina median |
| — |
| — |
| Source |
| Wire Transfer Outgoing – International | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the North Carolina median | — | — | Source |
| $2.50 below the national median$4 below the North Carolina median |
| — |
| — |
| Source |
| Check Copies | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the North Carolina median | — | — | Source |
| At the national median$20 below the North Carolina median |
| — |
| — |
| Source |
| $62.50 above the national median$40 above the North Carolina median |
| — |
| — |
| Source |