Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Orion Federal Credit Union

Memphis, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research two hour minimum$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=account_research; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Account Research two hour minimum | $25/hour" · Source

Christmas Club Savings Early Withdrawal (For withdrawal made between Jan. 1 - Sept. 30)$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=early_closure; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Christmas Club Savings Early Withdrawal (For withdrawal made between Jan. 1 - Sept. 30) | $5" · Source

Dormant Account Fee$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=dormant_account; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Dormant Account Fee | $10/mo" · Source

Mailed statements and notices (does not apply to members or under 18)$5

$2 above the national median

per month · Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=paper_statement; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Mailed statements and notices (does not apply to members or under 18) | $5/mo" · Source

Overdraft & NSFVerified

Overdraft Late Repayment (Charged every 7th day that account stays overdrawn, in addition to other fees.)$20Below the typical range ($25–$31 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=overdraft; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Overdraft Late Repayment (Charged every 7th day that account stays overdrawn, in addition to other fees.) | $20/week" · Source
Paid item drawn on your Orion account (applies to debit/ATM overdrafts if opted into Debit Overdraft Protection and all$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=overdraft; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Paid item drawn on your Orion account (applies to debit/ATM overdrafts if opted into Debit Overdraft Protection and all other overdraft items unless opted out of Courtesy Pay) | $3" · Source
Returned item drawn on a third-party account$15Below the typical range ($25–$31 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=nsf; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Returned item drawn on a third-party account | $15" · Source
Returned item drawn on your non-Orion account$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=nsf; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Returned item drawn on your non-Orion account | $35" · Source

ATM & CardVerified

Card - rush delivery$35Within the typical range ($30–$50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=rush_card; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Card - rush delivery | $35" · Source
Orion Credit Cards | Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=card_replacement; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Orion Credit Cards | Card Replacement Fee | $10" · Source

Wire TransfersVerified

Domestic Wire Transfer (outgoing)$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=wire_domestic_outgoing; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Domestic Wire Transfer (outgoing) | $20" · Source
Incoming Wire Transfer$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=wire_domestic_incoming; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Incoming Wire Transfer | $15" · Source

Check ServicesVerified

Check Cashing Fee (applies to members with total account balances below $100 and no loan balance, and applies to all non$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=check_cashing; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Check Cashing Fee (applies to members with total account balances below $100 and no loan balance, and applies to all non-members) | $5" · Source
Copy of Draft - Other$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=check_image; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Copy of Draft - Other | $3" · Source
Copy of Draft - via Online Banking$0Below the typical range ($2–$5 nationally)
$3 below the national median
Knox read a free fee from Rosetta artifact #10565. canonical_hint=check_image; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Copy of Draft - via Online Banking | $0" · Source
Stop Payment (any check type)$35Above the typical range ($20–$30 nationally)
$9.50 above the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=stop_payment; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Stop Payment (any check type) | $35" · Source

Digital & ElectronicVerified

Electronic Bill Payment$0Within the typical range ($0–$11.29 nationally)
$4.97 below the national median
Knox read a free fee from Rosetta artifact #10565. canonical_hint=bill_pay; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Electronic Bill Payment | $0" · Source

Cash & DepositVerified

Non-Orion Credit Card Cash Advance (in-branch)$3Within the typical range ($3–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=cash_advance; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Non-Orion Credit Card Cash Advance (in-branch) | $3" · Source

Account ServicesVerified

Verification of Deposit (by 3rd party)$10Within the typical range ($10–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=account_verification; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Verification of Deposit (by 3rd party) | $10" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research two hour minimum	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=account_research; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Account Research two hour minimum \| $25/hour"	Source
Christmas Club Savings Early Withdrawal (For withdrawal made between Jan. 1 - Sept. 30)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=early_closure; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Christmas Club Savings Early Withdrawal (For withdrawal made between Jan. 1 - Sept. 30) \| $5"	Source
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=dormant_account; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Dormant Account Fee \| $10/mo"	Source
Mailed statements and notices (does not apply to members or under 18)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=paper_statement; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Mailed statements and notices (does not apply to members or under 18) \| $5/mo"	Source
Overdraft & NSFVerified
Overdraft Late Repayment (Charged every 7th day that account stays overdrawn, in addition to other fees.)	$20Below the typical range ($25–$31 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=overdraft; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Overdraft Late Repayment (Charged every 7th day that account stays overdrawn, in addition to other fees.) \| $20/week"	Source
ATM & CardVerified
Card - rush delivery	$35Within the typical range ($30–$50 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=rush_card; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Card - rush delivery \| $35"	Source
Orion Credit Cards \| Card Replacement Fee	$10
Wire TransfersVerified
Domestic Wire Transfer (outgoing)	$20Within the typical range ($20–$25 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=wire_domestic_outgoing; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Domestic Wire Transfer (outgoing) \| $20"	Source
Incoming Wire Transfer
Check ServicesVerified
Check Cashing Fee (applies to members with total account balances below $100 and no loan balance, and applies to all non	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=check_cashing; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Check Cashing Fee (applies to members with total account balances below $100 and no loan balance, and applies to all non-members) \| $5"	Source
Digital & ElectronicVerified
Electronic Bill Payment	$0Within the typical range ($0–$11.29 nationally)	$4.97 below the national median	—	Knox read a free fee from Rosetta artifact #10565. canonical_hint=bill_pay; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Electronic Bill Payment \| $0"	Source
Cash & DepositVerified
Non-Orion Credit Card Cash Advance (in-branch)	$3Within the typical range ($3–$10 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=cash_advance; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Non-Orion Credit Card Cash Advance (in-branch) \| $3"	Source
Account ServicesVerified
Verification of Deposit (by 3rd party)	$10Within the typical range ($10–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10565. canonical_hint=account_verification; text_hash=624f2715699d0134e52e4c4e0af30900e33668f9ebe949b5fc32bc631992c4fc; excerpt="Verification of Deposit (by 3rd party) \| $10"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 19 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$1.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.3B

Total deposits

$1.0B

Service charge income (year to date)

$4.4M

Fee income ratio

11.4%

Return on assets

0.10%

Financial profile · Pro

Performance from regulator filings

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