vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Utah median
per quarter · Source
$7.50 above the national median$10 above the Utah median
per quarter · Source
$12.50 below the national median$10 below the Utah median
per item · Source
$5 below the national medianAt the Utah median
per item · Source
$5 below the national medianAt the Utah median
per item · Source
$5 below the national medianAt the Utah median
per item · Source
$2.50 below the national median$12.50 above the Utah median
per item · Source
$5 below the national medianAt the Utah median
per item · Source
At the national median$5 above the Utah median
per item · Source
$10 below the national median$5 below the Utah median
per item · Source
$3 below the national median$1 above the Utah median
At the national median$0.62 above the Utah median
per item · Source
$2.50 below the national median$10 above the Utah median
per item · Source
$0.40 below the national median$0.60 above the Utah median
per item · Source
At the national median$10 below the Utah median
per item · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #11736. canonical_hint=check_cashing; text_hash=fdbed32644916b20abf1c746eecc956698e284eceb6d3555bd1278cda2d17784; excerpt="Checking Account Fees | Domestic Collection Item | $20.00/item Visa Gift Cards | $ 5.95/card" · Source
$20 above the national median$10 above the Utah median
per item · Source
$1 below the national median$1 below the Utah median
per item · Source
$25 below the national median$5 below the Utah median
per item · Source
$2.45 above the national median$3 above the Utah median
per item · Source
$1 below the national medianAt the Utah median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Utah median | per quarter | — | Source |
| Account Research/Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Utah median | per quarter | — | Source |
| Returned Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Utah median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/Paid Item | $25Within the typical range ($25–$33 nationally) | $5 below the national medianAt the Utah median | per item | — | Source |
| NSF/Returned Item | $25 | ||||
ATM & CardVerified | |||||
| Visa Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national medianAt the Utah median | per item | — | Source |
| Visa Card Replacement – Rush | $37.50 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Utah median | per item | — | Source |
| Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Official Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$1 above the Utah median | — | — | Source |
| Money Order | $2 | ||||
Account ServicesVerified | |||||
| Legal Processing/Garnishment | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$5 below the Utah median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $5.95Above the typical range ($3–$4.95 nationally) | $2.45 above the national median$3 above the Utah median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Utah median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
8 of 15
Published fees
20
Under review
0
Assets
$918.4M
Work at Granite Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$918.4M
Total deposits
$766.2M
Service charge income (year to date)
$1.8M
Fee income ratio
6.7%
Return on assets
0.50%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national medianAt the Utah median |
| per item |
| — |
| Source |
| $2.50 below the national median$12.50 above the Utah median |
| per item |
| — |
| Source |
| At the national median$5 above the Utah median |
| per item |
| — |
| Source |
| Prices Vary International Wire Transfer | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the Utah median | per item | — | Source |
| At the national median$0.62 above the Utah median |
| per item |
| — |
| Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$10 above the Utah median | per item | — | Source |
| Counter/Temporary Checks | $1.60Within the typical range ($1–$4 nationally) | $0.40 below the national median$0.60 above the Utah median | per item | — | Source |
| Domestic Collection Item | $20Within the typical range ($10–$25 nationally) | At the national median$10 below the Utah median | per item | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #11736. canonical_hint=check_cashing; text_hash=fdbed32644916b20abf1c746eecc956698e284eceb6d3555bd1278cda2d17784; excerpt="Checking Account Fees | Domestic Collection Item | $20.00/item Visa Gift Cards | $ 5.95/card" | Source |
| International Collection Item | $40Above the typical range ($10–$25 nationally) | $20 above the national median$10 above the Utah median | per item | — | Source |
| Cleared Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Utah median | per item | — | Source |