Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
90th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 14, 2026
Call-report figures are for Commercial Bank of Texas, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Commercial Bank of Texas, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Oct 14, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 5.3% of revenue, above the 2.2% median of 869 banks with $1B to $10B in assets (90th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $1.2M in Q2 2026, 2.6% above the same quarter a year earlier ($1.1M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Commercial Bank of Texas, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.2M | −$98K | −7.8% |
| Q1 2026 | $1.3M | +$112K | +9.8% |
| Q4 2025 | $1.1M | −$37K | −3.1% |
| Q3 2025 | $1.2M | +$52K | +4.6% |
| Q2 2025 | $1.1M | +$6K | +0.5% |
| Q1 2025 | $1.1M | +$2K | +0.2% |
| Q4 2024 | $1.1M | +$36K | +3.3% |
| Q3 2024 | $1.1M | +$31K | +3.0% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, Commercial Bank of Texas, National Association left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Commercial Bank of Texas, National Association by share.
They stay out of every comparison until review is done.
per transaction
per year · Applies to both Preferred Points Card and Low Rate Card
per item · $10 or 3% of the amount, whichever is greater
per item · Either $10 or 3% of the amount of each cash advance, whichever is greater
per item · $10 or 3% of the amount, whichever is greater
per transaction
per item · 2% of each transaction in U.S. dollars
per item · 2% of each transaction in U.S. dollars
per item
per item · Up to $10 for agent assisted payments
| Fee | Amount | Basis | Note |
|---|---|---|---|
ATM & CardUnder review | |||
| International Transaction (audience not stated, treated as personal) | Not stated | per transaction | None |
Lending FeesUnder review | |||
| Late Payment (audience not stated, treated as personal) | $25 | Not stated | None |
Other feesUnder review | |||
| Annual Fee (audience not stated, treated as personal) | No charge | per year | Applies to both Preferred Points Card and Low Rate Card |
| Balance Transfer | Either (audience not stated, treated as personal) | $10 | Not stated | None |
| Balance Transfer Fee (audience not stated, treated as personal) | Not stated | per item | $10 or 3% of the amount, whichever is greater |
| Cash Advance (audience not stated, treated as personal) | $10 | per item | Either $10 or 3% of the amount of each cash advance, whichever is greater |
| Cash Advance Fee (audience not stated, treated as personal) | Not stated | per item | $10 or 3% of the amount, whichever is greater |
| International Transaction (audience not stated, treated as personal) | Not stated | per transaction | None |
| International Transaction (audience not stated, treated as personal) | Not stated | per item | 2% of each transaction in U.S. dollars |
| International Transaction Fee (audience not stated, treated as personal) | $2 | per item | 2% of each transaction in U.S. dollars |
| Late Payment (audience not stated, treated as personal) | $25 | Not stated | None |
| Late Payment Fee (audience not stated, treated as personal) | $25 | per item | None |
| Pay-by-Phone Fee (audience not stated, treated as personal) | $10 | per item | Up to $10 for agent assisted payments |
| Returned Payment (audience not stated, treated as personal) | $25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Commercial Bank of Texas, National Association operates, and what regulators and customers have on file.
Branch footprint
24 offices in 1 state, $1.5B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 18 | $1.3B |
| 5 | $207.0M | |
| 1 | $3.8M |
Dallas-Fort Worth-Arlington, TX
0% of bank deposits, #106 of 166, unchanged over five years.
| Largest competitors here | Deposit share |
|---|---|
| Charles Schwab Bank, SSB | 30.7% |
| Bank of America, National Association | 21.1% |
| JPMorgan Chase Bank, National Association | 14.8% |
| Charles Schwab Premier Bank, SSB | 3.3% |
| Wells Fargo Bank, National Association | 3.2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Dallas-Fort Worth-Arlington, TX, Commercial Bank of Texas, National Association holds 0% of bank deposits, #106 of 166, with 5 offices.
900 offices of 38 institutions shown.
Showing 900 of 1,844 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 166 institutions shown. $732.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0% share, 5 offices, #106 of 166
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
346 offices of 133 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the OCC and Federal Reserve
The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the OCC and Federal Reserve, read November 8, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows