Family Advantage Federal Credit Union

Headquarters: Spring Hill, Tennessee
Charter: Credit Union
Assets: $93.4M
Fed district: Atlanta

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Family Advantage Federal Credit Union: $31
Family Advantage Federal Credit Union: $31
U.S. median: no median
NSF / Returned Item
Compared at $33, the middle of its prices
Family Advantage Federal Credit Union: $31 to $35
Family Advantage Federal Credit Union: $31 to $35
U.S. median: no median
Non-Network ATM
Family Advantage Federal Credit Union: $1
Family Advantage Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Family Advantage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure Fee$5
Dormant Account Fee$10
per month
Escheatment Fee$5
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Club excessive withdrawal$5
per item
Club Excessive Withdrawals$5
Return Mail Charge$5

Overdraft & NSF

ACH Overdraft Fee$31
per item
Courtesy Pay Fee$31
per item
Debit Card Overdraft Fee$31
per item
Insufficient Funds (per item)$35
per item
NSF Fee$31
per item

ATM & Card

ATM Withdrawal/Transfer Fee$1
per transaction
Withdrawals at Foreign ATM after 8 per month$1
Replace Damaged Card$3.50
Replace Lost or Damaged Card$7
Replace Lost or Damaged Card w/Photo.$10

Wire Transfers

Wire Transfer Fee (In & Out)$15
per item
Incoming Wires$15
Balance method as stated on the Rate Schedule: International Wire$40

Check Services

Cashier Check$3
Cashier’s Check$2
per item
Teller Check Fee after 1 Free (per day)$1
Not compared: Daily charge, not per item
per day
Draft (Checks) Printing Cost: TBD: Money Order$3
Money Order$3
per item
Stop Payment (per item)$35
per item
Stop Payment Fee$31
per item
Check Copy Fee (in-house)$2
per item

Cash & Deposit

Deposited Item Return Fee$15
per item

Account Services

Notary Service (members only)No charge
Legal Process Fee$50
per item

Lending Fees

Loan Late Fee$35

Other Fees

Duplicate Statement$12
Photocopy Fee$1
per item
Statement Copy Fee$12
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure Fee	$5	Not stated	None
Dormant Account Fee	$10	per month	None
Escheatment Fee	$5	Not stated	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Club excessive withdrawal	$5	per item	None
Club Excessive Withdrawals	$5	Not stated	None
Return Mail Charge	$5	Not stated	None
Overdraft & NSF
ACH Overdraft Fee	$31	per item	None
Courtesy Pay Fee	$31	per item	None
Debit Card Overdraft Fee	$31	per item	None
Insufficient Funds (per item)	$35	per item	None
NSF Fee	$31	per item	None
ATM & Card
ATM Withdrawal/Transfer Fee	$1	per transaction	None
Withdrawals at Foreign ATM after 8 per month	$1	Not stated	None
Replace Damaged Card	$3.50	Not stated	None
Replace Lost or Damaged Card	$7	Not stated	None
Replace Lost or Damaged Card w/Photo.	$10	Not stated	None
Wire Transfers
Wire Transfer Fee (In & Out)	$15	per item	None
Incoming Wires	$15	Not stated	None
Balance method as stated on the Rate Schedule: International Wire	$40	Not stated	None
Check Services
Cashier Check	$3	Not stated	None
Cashier’s Check	$2	per item	None
Teller Check Fee after 1 Free (per day)	$1Not compared: Daily charge, not per item	per day	None
Draft (Checks) Printing Cost: TBD: Money Order	$3	Not stated	None
Money Order	$3	per item	None
Stop Payment (per item)	$35	per item	None
Stop Payment Fee	$31	per item	None
Check Copy Fee (in-house)	$2	per item	None
Cash & Deposit
Deposited Item Return Fee	$15	per item	None
Account Services
Notary Service (members only)	No charge	Not stated	None
Legal Process Fee	$50	per item	None
Lending Fees
Loan Late Fee	$35	Not stated	None
Other Fees
Duplicate Statement	$12	Not stated	None
Photocopy Fee	$1	per item	None
Statement Copy Fee	$12	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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