Texar Federal Credit Union

Headquarters: Texarkana, Texas
Charter: Credit Union
Assets: $440.5M
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Texar Federal Credit Union: $35
Texar Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Texar Federal Credit Union: $35
Texar Federal Credit Union: $35
U.S. median: no median
Stop Payment
Texar Federal Credit Union: $15
Texar Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Texar Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed Within 60 days of Opening$25
Dormant Fee per month (6 months of no activity)$5
per month
Account Balancing Assistance$25
Account Research per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee each month until corrected$5
per month
Return Mail$5

Overdraft & NSF

Overdraft Protection Items - Negative from $50.01 and more$35
Non-Sufficient Item$35

ATM & Card

Debit Card Replacement$10

Check Services

Cashiers Check$3
Stop Pay Items$15
Collection Item (domestic only)$10
Check Copies$2

Account Services

Levies$100
Verification of Deposit Request (each)$15
per item

Other Fees

Statement Copy$5
Skip-A-Pay$35

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 60 days of Opening	$25	Not stated	None
Dormant Fee per month (6 months of no activity)	$5	per month	None
Account Balancing Assistance	$25	Not stated	None
Account Research per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee each month until corrected	$5	per month	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Protection Items - Negative from $50.01 and more	$35	Not stated	None
Non-Sufficient Item	$35	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Check Services
Cashiers Check	$3	Not stated	None
Stop Pay Items	$15	Not stated	None
Collection Item (domestic only)	$10	Not stated	None
Check Copies	$2	Not stated	None
Account Services
Levies	$100	Not stated	None
Verification of Deposit Request (each)	$15	per item	None
Other Fees
Statement Copy	$5	Not stated	None
Skip-A-Pay	$35	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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