Massmutual Federal Credit Union

Headquarters: Springfield, Massachusetts
Charter: Credit Union
Assets: $344.5M
Fed district: Boston

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Massmutual Federal Credit Union: $25
Massmutual Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Massmutual Federal Credit Union: $10
Massmutual Federal Credit Union: $10
U.S. median: no median
Wire Transfer (Domestic Out)
Massmutual Federal Credit Union: $20
Massmutual Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Massmutual Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

High Yield Checking (daily min. bal. fee)$10
Not compared: Daily charge, not monthly
per day
Account reconciliation hourly rate (min. 1 hour)$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Protection$25
Non-sufficient/Uncollectedfunds$10
Overdraft transfer (from share account)$3
per transaction

ATM & Card

Replace lost debit card (each)$15
per item
Express plastic card replacement (each)$60
per item

Wire Transfers

Wire transfers (domestic, outgoing)$20
per transaction
Wire transfers (incoming)No charge
per transaction
Wire transfers (international, outgoing)$35
per transaction

Check Services

Official checks (each)$2
per item
Official checks for non-members (each)$3
per item
Stop payment all check types including ACH (ea)$15
per item
Check copy (via CU Online)No charge
Check copy request (per item)$2
per item
Check photocopy same day rush (per item)$4
per item

Cash & Deposit

Returned deposit or loan payment (each)$10
per item

Account Services

Notary/Signature guaranteeNo charge
Levy/Trustee summons$25
per item
Levy/Trusteesummons$25

Other Fees

Statement copies (CU Online eStatements)No charge
Statement copies (per period)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
High Yield Checking (daily min. bal. fee)	$10Not compared: Daily charge, not monthly	per day	None
Account reconciliation hourly rate (min. 1 hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Protection	$25	Not stated	None
Non-sufficient/Uncollectedfunds	$10	Not stated	None
Overdraft transfer (from share account)	$3	per transaction	None
ATM & Card
Replace lost debit card (each)	$15	per item	None
Express plastic card replacement (each)	$60	per item	None
Wire Transfers
Wire transfers (domestic, outgoing)	$20	per transaction	None
Wire transfers (incoming)	No charge	per transaction	None
Wire transfers (international, outgoing)	$35	per transaction	None
Check Services
Official checks (each)	$2	per item	None
Official checks for non-members (each)	$3	per item	None
Stop payment all check types including ACH (ea)	$15	per item	None
Check copy (via CU Online)	No charge	Not stated	None
Check copy request (per item)	$2	per item	None
Check photocopy same day rush (per item)	$4	per item	None
Cash & Deposit
Returned deposit or loan payment (each)	$10	per item	None
Account Services
Notary/Signature guarantee	No charge	Not stated	None
Levy/Trustee summons	$25	per item	None
Levy/Trusteesummons	$25	Not stated	None
Other Fees
Statement copies (CU Online eStatements)	No charge	Not stated	None
Statement copies (per period)	$2	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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