Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Massmutual Federal Credit Union

Springfield, MassachusettsCredit UnionBoston Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account reconciliation hourly rate (min. 1 hour)$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Non-sufficient/Uncollectedfunds$10Below the typical range ($25–$31.50 nationally)
$20 below the national median
Source
Overdraft Protection$25Within the typical range ($25–$32 nationally)
$5 below the national median
Source
Overdraft transfer (from share account)$3Within the typical range ($3–$5 nationally)
$2 below the national median
per transaction · Source

ATM & CardVerified

Express plastic card replacement (each)$60Above the typical range ($30–$50 nationally)
$20 above the national median
per item · Source
Replace lost debit card (each)$15Above the typical range ($5–$10 nationally)
$5 above the national median
per item · Source

Wire TransfersVerified

Wire transfers (domestic, outgoing)$20Within the typical range ($20–$25 nationally)
$5 below the national median
per transaction · Source
Wire transfers (incoming)$0Below the typical range ($5–$15 nationally)
$10 below the national median
per transaction · Source
Wire transfers (international, outgoing)$35Below the typical range ($40–$50 nationally)
$15 below the national median
per transaction · Source

Check ServicesVerified

Check copy (via CU Online)$0Below the typical range ($2–$5 nationally)
$3 below the national median
Source
Check copy request (per item)$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source
Check photocopy same day rush (per item)$4Within the typical range ($2–$5 nationally)
$1 above the national median
per item · Source
Official checks (each)$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
per item · Source
Official checks for non-members (each)$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
per item · Source
Stop payment all check types including ACH (ea)$15Below the typical range ($20–$30 nationally)
$12 below the national median
per item · Source

Account ServicesVerified

Levy/Trustee summons$25Below the typical range ($30–$75 nationally)
$25 below the national median
per item · Source
Levy/Trusteesummons$25Below the typical range ($30–$75 nationally)
$25 below the national median
Source
Notary/Signature guarantee$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source

Other FeesVerified

Statement copies (CU Online eStatements)$0Below the typical range ($2–$5 nationally)
$3 below the national median
Source
Statement copies (per period)$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account reconciliation hourly rate (min. 1 hour)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
High Yield Checking (daily min. bal. fee)	$10Within the typical range ($3–$10 nationally)	$5 above the national median	per day	—	Source
Overdraft & NSFVerified
Non-sufficient/Uncollectedfunds	$10Below the typical range ($25–$31.50 nationally)	$20 below the national median	—	—	Source
Overdraft Protection	$25
ATM & CardVerified
Express plastic card replacement (each)	$60Above the typical range ($30–$50 nationally)	$20 above the national median	per item	—	Source
Replace lost debit card (each)	$15
Wire TransfersVerified
Wire transfers (domestic, outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	per transaction	—	Source
Wire transfers (incoming)	$0
Check ServicesVerified
Check copy (via CU Online)	$0Below the typical range ($2–$5 nationally)	$3 below the national median	—	—	Source
Check copy request (per item)	$2
Cash & DepositVerified
Returned deposit or loan payment (each)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per item	—	Source
Account ServicesVerified
Levy/Trustee summons	$25Below the typical range ($30–$75 nationally)	$25 below the national median	per item	—	Source
Levy/Trusteesummons	$25
Other FeesVerified
Statement copies (CU Online eStatements)	$0Below the typical range ($2–$5 nationally)	$3 below the national median	—	—	Source
Statement copies (per period)	$2

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $10

67% below the national median NSF fee

Total fees: 22 — leaner than most institutions

Headline fees published

11 of 15

Published fees

Under review

Assets

$344.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$344.5M

Total deposits

$301.7M

Service charge income (year to date)

$507K

Fee income ratio

6.5%

Return on assets

0.09%

Financial profile · Pro

Performance from regulator filings

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Based on 39,573 published fee entries from 2,758 institutions

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