Main Street Bank

Headquarters: Marlborough, Massachusetts
Charter: Bank
Assets: $1.7B
Fed district: Boston

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $2.50, the middle of its prices
Main Street Bank: $0 to $5
Main Street Bank: $0 to $5
U.S. median: no median
Overdraft (OD)
Main Street Bank: $32
Main Street Bank: $32
U.S. median: no median
NSF / Returned Item
Main Street Bank: $32
Main Street Bank: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Main Street Bank’s own schedules, with a source for each figure.

Account Maintenance

Main Street Checking Monthly Service Charge$5
per month
Monthly Service ChargeNo charge
per month
Inactive/dormant account$5
per month

Overdraft & NSF

Non-sufficient funds/overdraft fee$32
per item
Non-sufficient funds/overdraft fee$32
per item

ATM & Card

Non-Main Street Bank ATM Transaction$1.50
Expedited debit/ATM card replacement$50
Cross border fee3%of the transaction

Wire Transfers

Incoming Foreign Wire$25

Check Services

Stop payment requests$32
per item

Digital & Electronic

Online Banking/Bill PaymentNo charge
Overnight Bill Payments$20

Cash & Deposit

Returned Deposit Item$6.84

Account Services

Government Levy$100
Trustee Attachment/Legal Services$50

Fee	Amount	Basis	Note
Account Maintenance
Main Street Checking Monthly Service Charge	$5	per month	None
Monthly Service Charge	No charge	per month	None
Inactive/dormant account	$5	per month	None
Overdraft & NSF
Non-sufficient funds/overdraft fee	$32	per item	None
Non-sufficient funds/overdraft fee	$32	per item	None
ATM & Card
Non-Main Street Bank ATM Transaction	$1.50	Not stated	None
Expedited debit/ATM card replacement	$50	Not stated	None
Cross border fee	3%of the transaction	Not stated	None
Wire Transfers
Incoming Foreign Wire	$25	Not stated	None
Check Services
Stop payment requests	$32	per item	None
Digital & Electronic
Online Banking/Bill Payment	No charge	Not stated	None
Overnight Bill Payments	$20	Not stated	None
Cash & Deposit
Returned Deposit Item	$6.84	Not stated	None
Account Services
Government Levy	$100	Not stated	None
Trustee Attachment/Legal Services	$50	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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