Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Appalachian Community Federal Credit Union

Kingsport, TennesseeCredit UnionAtlanta Fed districtFees collected Apr 20, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=account_research; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Account Research | $20 per hour ($100 max per occurrence)" · Source

Printed Statement Fee$2

$1 below the national median

per month · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=paper_statement; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Printed Statement Fee | $2 per month" · Source

Overdraft & NSFVerified

Insufficient Funds (NSF) Fee (ACH, Card, or Check)$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=nsf; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Insufficient Funds (NSF) Fee (ACH, Card, or Check) | $30 per item" · Source
Overdraft Advance Fee (ACH, Card, or Check)$30Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=overdraft; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Overdraft Advance Fee (ACH, Card, or Check) | $30 per item" · Source

ATM & CardVerified

VISA Debit/Credit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=card_replacement; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="VISA Debit/Credit Card Replacement | $10 per replacement" · Source

Wire TransfersVerified

Wire Transfer Fee (International)$50Above the typical range ($10–$25 nationally)
$35 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=wire_intl_incoming; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Wire Transfer Fee (International) | $50 per item (Incoming or Outgoing)" · Source

Check ServicesVerified

Cashier Check$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=cashiers_check; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Cashier Check | $5 per item" · Source
Counter Checks$4Within the typical range ($1–$4 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=counter_check; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Counter Checks | $4 per page (4 per page)" · Source
Duplicate Member Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=check_image; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Duplicate Member Check Copy | $5 per check copy" · Source
Money Order$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=money_order; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Money Order | $3 per item" · Source
Non-Member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=check_cashing; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Non-Member Check Cashing | $5 per item (No charge if under $50)" · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=stop_payment; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Stop Payment | $30 per item" · Source

Cash & DepositVerified

Cash Advance Fee$0Below the typical range ($3–$10 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #6428. canonical_hint=cash_advance; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="| Cash Advance Fee | NONE" · Source
Deposited Item Return$10Within the typical range ($9.50–$25 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=deposited_item_return; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Deposited Item Return | $10 per item" · Source

Account ServicesVerified

10X10$60Within the typical range ($25–$80 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=safe_deposit_box; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="10X10 | $60.00 | transaction in U.S. Dollars." · Source
2 Lost Keys to Drill & Rekey$150Above the typical range ($25–$80 nationally)
$110 above the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=safe_deposit_box; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="2 Lost Keys to Drill & Rekey | $150.00 | transaction that occurs in a" · Source
3X10$30Within the typical range ($25–$80 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=safe_deposit_box; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="3X10 | $30.00 | Cash Advance Fee | NONE" · Source
3X5$20Below the typical range ($25–$80 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=safe_deposit_box; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="3X5 | $20.00 | Balance Transfer | NONE" · Source
5X10$40Within the typical range ($25–$80 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=safe_deposit_box; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="5X10 | $40.00 | Foreign Transaction Fee | 1% of each foreign currency" · Source
Tax, Levy/Legal Notice$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=garnishment_levy; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Tax, Levy/Legal Notice | $100 per notice" · Source
Verification of Account$10Within the typical range ($5–$16.13 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=account_verification; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Verification of Account | $10 per request" · Source

Other FeesVerified

Statement Copy$10Above the typical range ($2–$5 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=document_reproduction; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Statement Copy | $10 per statement" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=account_research; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Account Research \| $20 per hour ($100 max per occurrence)"	Source
Printed Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=paper_statement; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Printed Statement Fee \| $2 per month"	Source
Overdraft & NSFVerified
Insufficient Funds (NSF) Fee (ACH, Card, or Check)	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=nsf; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Insufficient Funds (NSF) Fee (ACH, Card, or Check) \| $30 per item"	Source
Overdraft Advance Fee (ACH, Card, or Check)
ATM & CardVerified
VISA Debit/Credit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=card_replacement; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="VISA Debit/Credit Card Replacement \| $10 per replacement"	Source
Wire TransfersVerified
Wire Transfer Fee (International)	$50Above the typical range ($10–$25 nationally)	$35 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=wire_intl_incoming; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Wire Transfer Fee (International) \| $50 per item (Incoming or Outgoing)"	Source
Check ServicesVerified
Cashier Check	$5Within the typical range ($3–$6 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=cashiers_check; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Cashier Check \| $5 per item"	Source
Counter Checks	$4
Cash & DepositVerified
Cash Advance Fee	$0Below the typical range ($3–$10 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #6428. canonical_hint=cash_advance; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="\| Cash Advance Fee \| NONE"	Source
Deposited Item Return	$10
Account ServicesVerified
10X10	$60Within the typical range ($25–$80 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=safe_deposit_box; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="10X10 \| $60.00 \| transaction in U.S. Dollars."	Source
2 Lost Keys to Drill & Rekey
Other FeesVerified
Statement Copy	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #6428. canonical_hint=document_reproduction; text_hash=05b912ad320de7720e673500047741dfd59e42b2b9076f14274c73351c354336; excerpt="Statement Copy \| $10 per statement"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 22 — leaner than most institutions

Verified fees

Under review

Assets

$182.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$182.8M

Total deposits

$161.4M

Service charge income (year to date)

$940K

Fee income ratio

14.0%

Return on assets

0.69%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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