First Capital Federal Credit Union

Headquarters: York, Pennsylvania
Charter: Credit Union
Assets: $368.4M
Fed district: Philadelphia

Three fees from its schedule are published so far: monthly maintenance $0, other lending fee $35 and 1 more.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First Capital Federal Credit Union: No fee
First Capital Federal Credit Union: No fee
U.S. median: no median
Other Lending Fee
First Capital Federal Credit Union: $35
First Capital Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
First Capital Federal Credit Union: Not identified
First Capital Federal Credit Union: Not identified
U.S. median: no median

Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Capital Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee (audience not stated, treated as personal)No charge
per month

Cash & Deposit

Cash Advance Fee (audience not stated, treated as personal)2%of the advance ($10 minimum)

Other Fees

Skip a payment fee$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee (audience not stated, treated as personal)	No charge	per month	None
Cash & Deposit
Cash Advance Fee (audience not stated, treated as personal)	2%of the advance ($10 minimum)	Not stated	None
Other Fees
Skip a payment fee	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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Once when its schedule is verified, then when a verified fee changes.