Government Employees Federal Credit Union

Headquarters: Austin, Texas
Charter: Credit Union
Assets: $189.4M
Fed district: Dallas

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking Unlimited Account Fees $3 · Interest Bearing Checking Account Fees $5
Compared at $4, the middle of its prices
Government Employees Federal Credit Union: $3 to $5
Government Employees Federal Credit Union: $3 to $5
U.S. median: no median
Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
Government Employees Federal Credit Union: $10 to $25
Government Employees Federal Credit Union: $10 to $25
U.S. median: no median
NSF / Returned Item
Compared at $25, the middle of its prices
Government Employees Federal Credit Union: $22 to $25
Government Employees Federal Credit Union: $22 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Government Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge Below $300.00 minimum$3
per month
Monthly Service Charge Below $500.00 minimum$5
per month
Monthly Service Charge Below minimum$5
per month
Monthly Service Charge Below minimum$3
per month
Inactivity Account Fee (1 year no activity)$5
per month
Account Reconciliation Fee/Account Research$15
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
per month

Overdraft & NSF

Courtesy Pay Fee$10
per item
Courtesy Pay Fee$25
NSF Fee$22
per item
NSF Fee$25
per item
Return Items Written to GEFCU$25
per item
Overdraft Transfer$5
per item

ATM & Card

Replacement Debit Card$10
per item
Rush Fee$25
Foreign Currency Conversion Fee1%of the transaction

Wire Transfers

Outgoing Wire (Within The United States)$15
per item
Incoming Wire$5
per item

Check Services

Cashier's Check Fee$2
per item
Teller Check Fee$2
Money Orders (Maximum $1000)$1.50
per item
Stop Pay for On-line Check after 90 days of purchase$16
per item
Stop Payment Fee$17.50
per item
Stop Payment Fee$15
per item
Items Sent For Collection - Domestic$10
per item
Items Sent For Collection - Foreign$20
per item

Account Services

Non-member Notary Fee$5
per item
Duplicate 1 key$25
Not compared: Box drilling or key fee
Safe Deposit Box$325
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10"X10"X 21"$55
per year
Safe Deposit Box 3"X10"X 21"$30
per year
Safe Deposit Box 5"X10"X 21"$35
per year
Safe Deposit Box 5"X5"X 21"$30
per year
Account Levy Processed$20
per item
Verification of Deposit Forms Prepared$5
per transaction

Gift & Prepaid Cards

Purchase Gift Card$2.50
per item

Other Fees

Document Copy Fee$0.10
Not compared: Charged per page; comparison unavailable
per page
Statement Copy Fee$1
Not compared: Charged per document; comparison unavailable
per document

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge Below $300.00 minimum	$3	per month	None
Monthly Service Charge Below $500.00 minimum	$5	per month	None
Monthly Service Charge Below minimum	$5	per month	None
Monthly Service Charge Below minimum	$3	per month	None
Inactivity Account Fee (1 year no activity)	$5	per month	None
Account Reconciliation Fee/Account Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee	$10	per item	None
Courtesy Pay Fee	$25	Not stated	None
NSF Fee	$22	per item	None
NSF Fee	$25	per item	None
Return Items Written to GEFCU	$25	per item	None
Overdraft Transfer	$5	per item	None
ATM & Card
Replacement Debit Card	$10	per item	None
Rush Fee	$25	Not stated	None
Foreign Currency Conversion Fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire (Within The United States)	$15	per item	None
Incoming Wire	$5	per item	None
Check Services
Cashier's Check Fee	$2	per item	None
Teller Check Fee	$2	Not stated	None
Money Orders (Maximum $1000)	$1.50	per item	None
Stop Pay for On-line Check after 90 days of purchase	$16	per item	None
Stop Payment Fee	$17.50	per item	None
Stop Payment Fee	$15	per item	None
Items Sent For Collection - Domestic	$10	per item	None
Items Sent For Collection - Foreign	$20	per item	None
Account Services
Non-member Notary Fee	$5	per item	None
Duplicate 1 key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$325Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10"X10"X 21"	$55	per year	None
Safe Deposit Box 3"X10"X 21"	$30	per year	None
Safe Deposit Box 5"X10"X 21"	$35	per year	None
Safe Deposit Box 5"X5"X 21"	$30	per year	None
Account Levy Processed	$20	per item	None
Verification of Deposit Forms Prepared	$5	per transaction	None
Gift & Prepaid Cards
Purchase Gift Card	$2.50	per item	None
Other Fees
Document Copy Fee	$0.10Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy Fee	$1Not compared: Charged per document; comparison unavailable	per document	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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