20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Checking Unlimited Account Fees $3 · Interest Bearing Checking Account Fees $5
Compared at $4, the middle of its prices
Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
NSF / Returned Item
Compared at $25, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Government Employees Federal Credit Union · $189M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Government Employees Federal Credit Union(this institution) | Austin, TX | $189M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alden Federal Credit Union | Chicopee, MA | $185M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cincinnati Ohio Police Federal Credit Union | Cincinnati, OH | $188M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Democracy Federal Credit Union | Alexandria, VA | $188M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Discovery Federal Credit Union | Wyomissing, PA | $193M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Downriver Community Federal Credit Union | Ecorse, MI | $193M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Central Federal Credit Union | Waco, TX | $192M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Horizon Utah Federal Credit Union | Farmington, UT | $185M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Infirst Federal Credit Union | Alexandria, VA | $186M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Journey Federal Credit Union | Saint Johns, MI | $187M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Kauai Federal Credit Union | Lihue, HI | $193M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Lone Star Federal Credit Union | Dallas, TX | $188M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Magnolia Federal Credit Union | Jackson, MS | $186M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members' Advantage Federal Credit Union | Wisconsin Rapids, WI | $185M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Miami Firefighters Federal Credit Union | Miami, FL | $189M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Municipal Employees Credit Union of Oklahoma City | Oklahoma City, OK | $190M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nw Preferred Federal Credit Union | Tigard, OR | $189M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Priority First Federal Credit Union | Du Bois, PA | $187M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Priority Trust Federal Credit Union | Houston, TX | $191M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Puerto Rico Federal Credit Union | Caparra, PR | $188M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ripco Federal Credit Union | Rhinelander, WI | $189M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| River Works Federal Credit Union | Lynn, MA | $193M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Riverfall Federal Credit Union | Tuscaloosa, AL | $194M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sierra Pacific Federal Credit Union | Reno, NV | $189M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| South Metro Federal Credit Union | Prior Lake, MN | $185M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Xcel Federal Credit Union | Bloomfield, NJ | $186M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(monthly maintenance)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $4, the middle of its two prices, against a peer median of $5.95 among 9 publishing peers.
Its two checking prices are $3 and $5.
$4 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 5, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 5, 2026. Total assets from FDIC and NCUA records.
Amounts from Government Employees Federal Credit Union’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge Below $300.00 minimum | $3 | per month | None |
| Monthly Service Charge Below $500.00 minimum | $5 | per month | None |
| Monthly Service Charge Below minimum | $5 | per month | None |
| Monthly Service Charge Below minimum | $3 | per month | None |
| Inactivity Account Fee (1 year no activity) | $5 | per month | None |
| Account Reconciliation Fee/Account Research | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay Fee | $10 | per item | None |
| Courtesy Pay Fee | $25 | Not stated | None |
| NSF Fee | $22 | per item | None |
| NSF Fee | $25 | per item | None |
| Return Items Written to GEFCU | $25 | per item | None |
| Overdraft Transfer | $5 | per item | None |
ATM & Card | |||
| Replacement Debit Card | $10 | per item | None |
| Rush Fee | $25 | Not stated | None |
| Foreign Currency Conversion Fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire (Within The United States) | $15 | per item | None |
| Incoming Wire | $5 | per item | None |
Check Services | |||
| Cashier's Check Fee | $2 | per item | None |
| Teller Check Fee | $2 | Not stated | None |
| Money Orders (Maximum $1000) | $1.50 | per item | None |
| Stop Pay for On-line Check after 90 days of purchase | $16 | per item | None |
| Stop Payment Fee | $17.50 | per item | None |
| Stop Payment Fee | $15 | per item | None |
| Items Sent For Collection - Domestic | $10 | per item | None |
| Items Sent For Collection - Foreign | $20 | per item | None |
Account Services | |||
| Non-member Notary Fee | $5 | per item | None |
| Duplicate 1 key | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box | $325Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 10"X10"X 21" | $55 | per year | None |
| Safe Deposit Box 3"X10"X 21" | $30 | per year | None |
| Safe Deposit Box 5"X10"X 21" | $35 | per year | None |
| Safe Deposit Box 5"X5"X 21" | $30 | per year | None |
| Account Levy Processed | $20 | per item | None |
| Verification of Deposit Forms Prepared | $5 | per transaction | None |
Gift & Prepaid Cards | |||
| Purchase Gift Card | $2.50 | per item | None |
Other Fees | |||
| Document Copy Fee | $0.10Not compared: Charged per page; comparison unavailable | per page | None |
| Statement Copy Fee | $1Not compared: Charged per document; comparison unavailable | per document | None |
Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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