Bp Federal Credit Union

Headquarters: Houston, Texas
Charter: Credit Union
Assets: $124.4M
Fed district: Dallas

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Bp Federal Credit Union: $27.50
Bp Federal Credit Union: $27.50
U.S. median: no median
Wire Transfer (Domestic Out)
Bp Federal Credit Union: $20
Bp Federal Credit Union: $20
U.S. median: no median
Stop Payment
Bp Federal Credit Union: $15
Bp Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bp Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below Minimum Balance$10
per month
Account Research$20
Money Market Excessive Withdrawal$10
Not compared: Monthly charge, not per item
per month
Returned Mailed Statement$2

Overdraft & NSF

Non-Sufficient Funds (NSF)$27.50
per item
Returned Checks (Payments)$27.50

ATM & Card

Card Replacement Fee$5
per item
Foreign Transactions1%of the transaction
per transaction

Wire Transfers

Outgoing Domestic Wire$20
Incoming WireNo charge
Outgoing International Wire$50
per item

Check Services

Cashier's Check$5
per item
Stop Payment (ACH/Electronic or Check)$15
per item
Check Copy$2

Digital & Electronic

Bill Pay (CheckFree)No charge

Cash & Deposit

Cash Advance2%of the advance ($2 minimum)
per transaction

Account Services

NotaryNo charge

Lending Fees

Consumer Loan Late Fee Minimum (audience not stated, treated as personal)5%
Credit Card Late Fee5%($25 maximum)

Other Fees

Line of Credit NSF Transfer$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Below Minimum Balance	$10	per month	None
Account Research	$20	Not stated	None
Money Market Excessive Withdrawal	$10Not compared: Monthly charge, not per item	per month	None
Returned Mailed Statement	$2	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$27.50	per item	None
Returned Checks (Payments)	$27.50	Not stated	None
ATM & Card
Card Replacement Fee	$5	per item	None
Foreign Transactions	1%of the transaction	per transaction	None
Wire Transfers
Outgoing Domestic Wire	$20	Not stated	None
Incoming Wire	No charge	Not stated	None
Outgoing International Wire	$50	per item	None
Check Services
Cashier's Check	$5	per item	None
Stop Payment (ACH/Electronic or Check)	$15	per item	None
Check Copy	$2	Not stated	None
Digital & Electronic
Bill Pay (CheckFree)	No charge	Not stated	None
Cash & Deposit
Cash Advance	2%of the advance ($2 minimum)	per transaction	None
Account Services
Notary	No charge	Not stated	None
Lending Fees
Consumer Loan Late Fee Minimum (audience not stated, treated as personal)	5%	Not stated	None
Credit Card Late Fee	5%($25 maximum)	Not stated	None
Other Fees
Line of Credit NSF Transfer	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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