Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Bp Federal Credit Union

Houston, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$20Within the typical range ($20–$25 nationally)

Returned Mailed Statement$2

$1 below the national median

Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$27.50Within the typical range ($25–$31 nationally)
$2.50 below the national median
per item · Source
Returned Checks (Payments)$27.50Within the typical range ($25–$31 nationally)
$2.50 below the national median
Source

ATM & CardVerified

Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
per item · Source

Wire TransfersVerified

Incoming Wire$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Outgoing Domestic Wire$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Outgoing International Wire$50Within the typical range ($40–$50 nationally)
At the national median
per item · Source

Check ServicesVerified

Cashier's Check$5Within the typical range ($3–$6 nationally)
At the national median
per item · Source
Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Stop Payment (ACH/Electronic or Check)$15Below the typical range ($20–$30 nationally)
$11.63 below the national median
per item · Source

Digital & ElectronicVerified

Bill Pay (CheckFree)$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Source

Account ServicesVerified

Notary$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Returned Mailed Statement	$2Within the typical range ($2–$4 nationally)	$1 below the national median	—	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$27.50Within the typical range ($25–$31 nationally)	$2.50 below the national median	per item	—	Source
Returned Checks (Payments)	$27.50
ATM & CardVerified
Card Replacement Fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median	per item	—	Source
Wire TransfersVerified
Incoming Wire	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Outgoing Domestic Wire	$20
Check ServicesVerified
Cashier's Check	$5Within the typical range ($3–$6 nationally)	At the national median	per item	—	Source
Check Copy	$2
Digital & ElectronicVerified
Bill Pay (CheckFree)	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	—	Source
Account ServicesVerified
Notary	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $27.50

8% below the national median NSF fee

Total fees: 13 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$124.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$124.4M

Total deposits

$107.5M

Service charge income (year to date)

$57K

Fee income ratio

1.9%

Return on assets

0.26%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 43,500 published fee entries from 2,765 institutions

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