Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Up Federal Credit Union

North Little Ro, ArkansasCredit UnionSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account (per month)$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft$15Below the typical range ($25–$33 nationally)
$15 below the national median$15 below the Arkansas median
Source
Non-Sufficient Funds$15Below the typical range ($25–$32 nationally)
$15 below the national median$15 below the Arkansas median
Source

Wire TransfersVerified

Outgoing Wires$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Arkansas median
Source
Incoming Wires$10Within the typical range ($5–$15 nationally)
At the national medianAt the Arkansas median
Source

Check ServicesVerified

Cashier's Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Arkansas median
Source
Teller Check$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Arkansas median
Source
Money Order$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$2 below the Arkansas median
Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$5 below the Arkansas median
Source
Check Copy (per item)$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Arkansas median
per item · Source

Other FeesVerified

All Other Loan Processing$20Below the typical range ($25–$100 nationally)
$17.50 below the national median$15 below the Arkansas median
Source
Collateral Loan Processing$50Within the typical range ($25–$100 nationally)
$12.50 above the national median$15 above the Arkansas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account (per month)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Arkansas median	per month	—	Source
Account Reconciliation (per hour)	$25Within the typical range ($11.38–$25 nationally)	$7.50 above the national median$12.50 above the Arkansas median	—	—	Source
Return Mail (per item)	$3Below the typical range ($11.38–$25 nationally)	$14.50 below the national median$9.50 below the Arkansas median	per item	—	Source
Paper Statement (per statement)	$3Within the typical range ($2–$4.68 nationally)	At the national medianAt the Arkansas median	—	—	Source
Overdraft & NSFVerified
Overdraft	$15Below the typical range ($25–$33 nationally)	$15 below the national median$15 below the Arkansas median	—	—	Source
Non-Sufficient Funds	$15
ATM & CardVerified
Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Arkansas median	—	—	Source
Wire TransfersVerified
Outgoing Wires	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Arkansas median	—	—	Source
Incoming Wires	$10
Check ServicesVerified
Cashier's Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Arkansas median	—	—	Source
Teller Check	$2
Account ServicesVerified
Garnishment	$25Below the typical range ($30–$90 nationally)	$25 below the national median$50 below the Arkansas median	—	—	Source
Other FeesVerified
All Other Loan Processing	$20Below the typical range ($25–$100 nationally)	$17.50 below the national median$15 below the Arkansas median	—	—	Source
Collateral Loan Processing	$50

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

17 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$32.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$32.2M

Total deposits

$24.8M

Service charge income (year to date)

$100K

Fee income ratio

10.8%

Return on assets

0.32%

Financial profile · Pro

Performance from regulator filings

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Based on 65,783 published fee entries from 3,612 institutions

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