Cape & Coast Bank

Headquarters: Yarmouth Port, Massachusetts
Charter: Bank
Assets: $1.7B
Fed district: Boston

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Home Checking SmartRate Checking
Cape & Coast Bank: $15
Cape & Coast Bank: $15
U.S. median: no median
Wire Transfer (Domestic Out)
Cape & Coast Bank: $20
Cape & Coast Bank: $20
U.S. median: no median
Stop Payment
Cape & Coast Bank: $25
Cape & Coast Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cape & Coast Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$15
per month
Dormant Account Fee (no account activity for 2 years or more)$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Overdraft SweepNo charge

ATM & Card

Card Replacement Fee$10

Wire Transfers

Wire Transfer: Outgoing Domestic$20

Check Services

Certified Check$10
Treasurer's Check$5
Money Order$5
Stop Payment$25
Check Copy$5

Account Services

Drilling$300
Not compared: Box drilling or key fee
Lost Key$35
Not compared: Box drilling or key fee
Legal Process - Levy Fee/Trustee Summons Fee$100

Retirement & IRA

IRA Annual Fee$25
per year
IRA Transfer Fee$25
per transaction

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$15	per month	None
Dormant Account Fee (no account activity for 2 years or more)	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Overdraft Sweep	No charge	Not stated	None
ATM & Card
Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer: Outgoing Domestic	$20	Not stated	None
Check Services
Certified Check	$10	Not stated	None
Treasurer's Check	$5	Not stated	None
Money Order	$5	Not stated	None
Stop Payment	$25	Not stated	None
Check Copy	$5	Not stated	None
Account Services
Drilling	$300Not compared: Box drilling or key fee	Not stated	None
Lost Key	$35Not compared: Box drilling or key fee	Not stated	None
Legal Process - Levy Fee/Trustee Summons Fee	$100	Not stated	None
Retirement & IRA
IRA Annual Fee	$25	per year	None
IRA Transfer Fee	$25	per transaction	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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