Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
34th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 10, 2026
Call-report figures are for American Bank of Commerce at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | American Bank of Commerce's published fee schedule; Bank Fee Index medians | Current schedule | Oct 10, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 1.5% of revenue, below the 2.2% median of 869 banks with $1B to $10B in assets (34th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $251K in Q2 2026, 8.1% below the same quarter a year earlier ($273K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for American Bank of Commerce (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $251K | −$6K | −2.3% |
| Q1 2026 | $257K | −$5K | −1.9% |
| Q4 2025 | $262K | −$9K | −3.3% |
| Q3 2025 | $271K | −$2K | −0.7% |
| Q2 2025 | $273K | +$14K | +5.4% |
| Q1 2025 | $259K | −$26K | −9.1% |
| Q4 2024 | $285K | −$2K | −0.7% |
| Q3 2024 | $287K | +$15K | +5.5% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, American Bank of Commerce left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to American Bank of Commerce by share.
They stay out of every comparison until review is done.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| | No monthly service charge for a period of 5 years when eligibility require (audience not stated, treated as personal) | $4 | per month | None |
| Assurance Checking Service Charge (audience not stated, treated as personal) | $4 | per month | None |
| Cash Rewards Checking Service Charge (audience not stated, treated as personal) | $8 | per month | None |
| Monthly service charge (audience not stated, treated as personal) | $10 | per month | None |
| Monthly Service Charges (audience not stated, treated as personal) | $4 | per month | None |
| Now Checking Service Charge (audience not stated, treated as personal) | $10 | per month | None |
| Want to skip the monthly fee? (audience not stated, treated as personal) | $4 | per month | None |
Other feesUnder review | |||
| Daily balance during statement cycle determines service charge (audience not stated, treated as personal) | No charge | per month | None |
| Fee applies for each withdrawal beyond ten per monthly statement cycle (audience not stated, treated as personal) | $5 | per month | None |
| for additional fees that may apply (audience not stated, treated as personal) | $8 | per month | None |
| Money Market Checking Service Charge (audience not stated, treated as personal) | $10 | per month | None |
| Monthly service charge (audience not stated, treated as personal) | $10 | per month | None |
| Monthly Service Charges (audience not stated, treated as personal) | $4 | per month | None |
| Open a savings account and set up a monthly AFT (Automated Funds Transfer) for any dollar amount and receive a (audience not stated, treated as personal) | $2 | per month | None |
| Want to skip the monthly fee? (audience not stated, treated as personal) | $4 | per month | None |
| Withdrawal fee (audience not stated, treated as personal) | $5 | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where American Bank of Commerce operates, and what regulators and customers have on file.
Branch footprint
13 offices in 2 states, $1.4B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 4 | $654.2M | |
| 5 | $590.1M | |
| 2 | $125.1M | |
| 1 | $42.6M | |
| 1 | $31.7M |
Austin-Round Rock-San Marcos, TX
0.9% of bank deposits, #19 of 73, down 0.4 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 18.1% |
| Wells Fargo Bank, National Association | 14.8% |
| Texas Capital Bank | 13.8% |
| Bank of America, National Association | 10.3% |
| Frost Bank | 7.5% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Austin-Round Rock-San Marcos, TX, American Bank of Commerce holds 0.9% of bank deposits, #19 of 73, with 4 offices.
556 offices of 100 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 73 institutions shown. $70.4B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.9% share, 4 offices, #19 of 73
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
159 offices of 29 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve and Texas Department of Banking
The Federal Reserve and Texas Department of Banking have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve and Texas Department of Banking, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows