Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Local Union 392 Federal Credit Union

Cincinnati, OhioCredit UnionCleveland Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing Fee$10Within the typical range ($10–$25 nationally)

Dormant Account Fee$30

$25 above the national median$25 above the Ohio median

Source

Overdraft & NSFVerified

NSF ATM Withdrawal$20Below the typical range ($25–$32 nationally)
$10 below the national median$10 below the Ohio median
per transaction · Source
Overdraft Transfers (Share Draft Checking)$1Below the typical range ($2.50–$5 nationally)
$4 below the national median$4 below the Ohio median
per item · Source

ATM & CardVerified

Fee Schedule - Debit/ATM Cards: Service Fees$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$1 below the Ohio median
Source

Check ServicesVerified

Stop Payment Order$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$15 below the Ohio median
per item · Source
Collection Items$20Within the typical range ($10–$25 nationally)
At the national median$1 above the Ohio median
per item · Source

Other FeesVerified

Statement Reprint Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Ohio median
per item · Source
Loan Processing Fee (Collateralized Loans Only)$75Within the typical range ($25–$100 nationally)
$37.50 above the national median$7.50 above the Ohio median
Source
Loan Skip-a-Payment Fee$35Within the typical range ($25–$100 nationally)
$2.50 below the national median$32.50 below the Ohio median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closing Fee	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$10 below the Ohio median	—	—	Source
Dormant Account Fee	$30Above the typical range ($5–$10 nationally)	$25 above the national median$25 above the Ohio median	—	—	Source
Overdraft & NSFVerified
NSF ATM Withdrawal	$20Below the typical range ($25–$32 nationally)	$10 below the national median$10 below the Ohio median	per transaction	—	Source
Overdraft Transfers (Share Draft Checking)	$1
ATM & CardVerified
Fee Schedule - Debit/ATM Cards: Service Fees	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$1 below the Ohio median	—	—	Source
Check ServicesVerified
Stop Payment Order	$15Below the typical range ($20–$30 nationally)	$12.50 below the national median$15 below the Ohio median	per item	—	Source
Collection Items	$20
Other FeesVerified
Statement Reprint Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Ohio median	per item	—	Source
Loan Processing Fee (Collateralized Loans Only)	$75

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

33% below the national median NSF fee

10 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$17.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$17.5M

Total deposits

$14.7M

Service charge income (year to date)

$19K

Fee income ratio

3.5%

Return on assets

1.35%

Financial profile · Pro

Performance from regulator filings

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