Northrop Grumman Federal Credit Union

Headquarters: Gardena, California
Charter: Credit Union
Assets: $1.6B
Fed district: San Francisco
Regulator: NCUA

Explore Hamilton View published fees

Compared with California

0 of 13

compared fees are above the median.

13 below, 0 about the same.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
32nd percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the California median
of 13 compared; 13 below, 0 about the same
See the fees
Fee schedule read Oct 25, 2026

How these figures are measured

Call-report figures are for Northrop Grumman Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out.	NCUA 5300 call report Account 131 / (Account 115 + Account 117)	Q2 2026 Year to date	Not recorded
Fees above the California median	Published fees above the California median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Northrop Grumman Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 25, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Northrop Grumman Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was 5.1% of revenue, below the 6.6% median of 452 credit unions with $1B to $10B in assets (32nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $1.1M in Q2 2026, 1.5% above the same quarter a year earlier ($1.1M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
0 of 13 compared published fees sit above the California median; 13 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with California medians for fees published by banks and credit unions.

Non-Network ATM
Northrop Grumman Federal Credit Union: $1
Northrop Grumman Federal Credit Union: $1
California median: $2108 publishSan Francisco district median: $2196 publishU.S. median: $1.501,648 publish
Overdraft (OD)
Northrop Grumman Federal Credit Union: $20
Northrop Grumman Federal Credit Union: $20
California median: $25124 publishSan Francisco district median: $25286 publishU.S. median: $302,603 publish
NSF / Returned Item
Northrop Grumman Federal Credit Union: $20
Northrop Grumman Federal Credit Union: $20
California median: $21.50148 publishSan Francisco district median: $25338 publishU.S. median: $302,857 publish

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 1.8% from Q3 2025 to Q2 2026, to $1.1M. Its share of revenue, 5.1%, is below the 6.6% median for credit unions with $1B to $10B in assets.

Fee income, Q2 2026

$1.1M

$1.1MQ3 2025

$1.1MQ4 2025

$1.1MQ1 2026

$1.1MQ2 2026

Against the median (CA for fees)

Share of revenue5.1% / 6.6%
Overdraft$20 / $25
Non‑network ATM$1 / $2

Northrop Grumman Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.

Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.

Is the lower share a matter of price, waivers, or a different mix of accounts?
Which fees make up most of fee income, and has that mix changed?

See a free sample report

Among its peers

Northrop Grumman Federal Credit Union · $1.6B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Credit unions only
$1.5B to $1.8B in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northrop Grumman Federal Credit Union(this institution)	Gardena, CA	$1.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alabama One Federal Credit Union	Tuscaloosa, AL	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Allsouth Federal Credit Union	Columbia, SC	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aloha Pacific Federal Credit Union	Honolulu, HI	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Collins Community Federal Credit Union	Cedar Rapids, IA	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Credit Union 1	Anchorage, AK	$1.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Dade County Federal Credit Union	Sweetwater, FL	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Datcu Federal Credit Union	Denton, TX	$1.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Del Norte Federal Credit Union	Los Alamos, NM	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Financial Plus Federal Credit Union	Flint, MI	$1.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Community Federal Credit Union	Jamestown, ND	$1.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Firstlight Federal Credit Union	El Paso, TX	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Frontwave Federal Credit Union	Oceanside, CA	$1.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Greater Nevada Federal Credit Union	Carson City, NV	$1.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kemba Federal Credit Union	West Chester, OH	$1.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Merck Employees Federal Credit Union	Rahway, NJ	$1.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Mid-Hudson Valley Federal Credit Union	Kingston, NY	$1.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
San Francisco Federal Credit Union	San Francisco, CA	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
San Francisco Fire Federal Credit Union	San Francisco, CA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Skyla Federal Credit Union	Charlotte, NC	$1.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Truwest Federal Credit Union	Scottsdale, AZ	$1.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
United Heritage Federal Credit Union	Austin, TX	$1.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
University of Va Community Credit Union	Charlottesville, VA	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Utilities Employees Federal Credit Union	Reading, PA	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Verve, A Credit Union	Oshkosh, WI	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Webster First Federal Credit Union	Worcester, MA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Northrop Grumman Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5.95 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Northrop Grumman Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Northrop Grumman Federal…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Northrop Grumman Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $1.1M
vs prior quarter: +$19K+1.7%; from Q1 2026
vs a year earlier: +$17K+1.5%; from Q2 2025
vs start of range: +$5K+0.4%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Northrop Grumman Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$1.1M	+$19K	+1.7%
Q1 2026	$1.1M	+$11K	+1.0%
Q4 2025	$1.1M	−$10K	−0.9%
Q3 2025	$1.1M	−$3K	−0.3%
Q2 2025	$1.1M	+$10K	+0.9%
Q1 2025	$1.1M	−$28K	−2.5%
Q4 2024	$1.1M	+$6K	+0.5%
Q3 2024	$1.1M	+$97K	+9.4%

Fee-income share against its size cohort

Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Northrop Grumman Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.

Northrop Grumman Federal Credit Union: 5.1%
Percentile: 32nd
25th percentile: 4.5%
Median: 6.6%
75th percentile: 8.9%

Northrop Grumman Federal Credit Union 5.1%Median 6.6%Middle half 4.5% to 8.9%Peers at each share7 above 20%, counted in the last bar

Find a peer (451)

The 15 closest to Northrop Grumman Federal Credit Union by share.

Details

Source: NCUA 5300 call report
Entity: Each credit union, not its holding company
Period: Q2 2026 (quarter ended Jun 30, 2026), year to date
Measure: Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income)
Calculation: Quartiles interpolated across peers' own shares; percentile is the share of peers below, ties counted half
Fields: Account 131 / (Account 115 + Account 117)

Published fee schedule

Amounts from Northrop Grumman Federal Credit Union’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Locator Fee Escheat$2
Not compared: Annual charge, not monthly
per year
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation | $20.00 per hour

Overdraft & NSF

Courtesy Pay of NSF item$20
Below the U.S. middle 50% ($25 to $33 nationally)
per item
NSF - Returned Share Draft or ACH$20
Below the U.S. middle 50% ($25 to $32 nationally)
per item

ATM & Card

Non-NGFCU operated ATM Withdrawals$1
Inside the U.S. middle 50% ($1 to $2 nationally)
per item
ATM or Visa Debit card replacement after 3rd Request$8
Inside the U.S. middle 50% ($5 to $10 nationally)
per item
ATM or Visa Debit card rush orders - pass-through costs$30
Inside the U.S. middle 50% ($30 to $50 nationally)
per item

Fee	Amount	Basis	Note
Account Maintenance
Locator Fee Escheat	$2Not compared: Annual charge, not monthly	per year	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation \| $20.00 per hour
Overdraft & NSF
Courtesy Pay of NSF item	$20Below the U.S. middle 50% ($25 to $33 nationally)	per item	None
NSF - Returned Share Draft or ACH	$20Below the U.S. middle 50% ($25 to $32 nationally)	per item	None
ATM & Card
Non-NGFCU operated ATM Withdrawals	$1Inside the U.S. middle 50% ($1 to $2 nationally)	per item	None
ATM or Visa Debit card replacement after 3rd Request	$8Inside the U.S. middle 50% ($5 to $10 nationally)	per item	None
ATM or Visa Debit card rush orders - pass-through costs	$30Inside the U.S. middle 50% ($30 to $50 nationally)	per item	None
Wire Transfers
Outgoing Wire Transfer - Domestic	$15Below the U.S. middle 50% ($20 to $25 nationally)	per item	None
Check Services
Stop Payment - Any Check or ACH	$10Below the U.S. middle 50% ($20 to $30 nationally)	per item	None
Stop Payment - Bill Payer	$15Below the U.S. middle 50% ($20 to $30 nationally)	per item	None
Outgoing Collection Item	$5Below the U.S. middle 50% ($10 to $26 nationally)	per item	None
Deposited Check photocopy	$2Inside the U.S. middle 50% ($2 to $5 nationally)	per item	None
Loan Payment Check photocopy	$2Inside the U.S. middle 50% ($2 to $5 nationally)	per item	None
Loan/Teller/Cashiers Check photocopy	$5Inside the U.S. middle 50% ($2 to $5 nationally)	per item	None
Account Services
Levy Processing	$10Below the U.S. middle 50% ($30 to $85 nationally)	per item	None
Verification of Account	$2.50Below the U.S. middle 50% ($5 to $15 nationally)	per item	None
Other Fees
Share Drafts in excess of 2 per month photocopy	$2Inside the U.S. middle 50% ($2 to $5 nationally)	per item	None
Statements photocopy (except most recent)	$1Not compared: Charged per statement; comparison unavailable	per statement	Statements photocopy (except most recent) \| $1.00 per statement
Beneficiary and Payoff/Demand	$30Inside the U.S. middle 50% ($20 to $37.50 nationally)	Not stated	None

Showing 5 of 19 fees.

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Northrop Grumman Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

28 offices in 10 states (June 30, 2026)

Hover a state for its office count.

FewerMore offices

Cities with the most offices

Linthicum Heights, MD	2
Melbourne, FL	2
Palmdale, CA	2
San Diego, CA	2
Aurora, CO	1
Azusa, CA	1
Chandler, AZ	1
Clearfield, UT	1

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

Northrop Grumman Federal Credit Union

Overview

What stands out

Fees against the market

Fee income beside fee prices

Among its peers

Northrop Grumman Federal Credit Union does not publish a monthly maintenance fee in the index.

Financial performance

Fee-income share against its size cohort

Published fee schedule

Branches and public record

Get an email when a fee at Northrop Grumman Federal Credit Union changes in our data

Northrop Grumman Federal Credit Union

Overview

What stands out

Fees against the market

Fee income beside fee prices

Among its peers

Northrop Grumman Federal Credit Union does not publish a monthly maintenance fee in the index.

Financial performance

Fee-income share against its size cohort

Published fee schedule

Branches and public record

Get an email when a fee at Northrop Grumman Federal Credit Union changes in our data