Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

First Citizens' Federal Credit Union

Fairhaven, MassachusettsCredit UnionBoston Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (per hour)$25Within the typical range ($20–$25 nationally)

Wire TransfersVerified

Wire Transfers - Outgoing (domestic)$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire Transfers - Outgoing (foreign)$40Within the typical range ($40–$50 nationally)
$10 below the national median
Source

Check ServicesVerified

Bank Check$5Within the typical range ($3–$5 nationally)
At the national median
Source
Bank Check (Seniors 59+)$2Below the typical range ($3–$5 nationally)
$3 below the national median
Source
Check Photocopy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Money Order$5Above the typical range ($1.50–$3 nationally)
$3 above the national median
Source
Money Order (Seniors 59+)$2Within the typical range ($1.50–$3 nationally)
At the national median
Source
Stop Payment Request$25Within the typical range ($20–$30 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (per hour)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Overdraft/NSF	$20Below the typical range ($25–$32 nationally)	$10 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfers - Outgoing (domestic)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Wire Transfers - Outgoing (foreign)	$40
Check ServicesVerified
Bank Check	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
Bank Check (Seniors 59+)	$2Below the typical range ($3–$5 nationally)
Other FeesVerified
Duplicate Statement	$7Above the typical range ($2–$5 nationally)	$4 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$705.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$705.9M

Total deposits

$559.8M

Service charge income (year to date)

$2.4M

Fee income ratio

14.2%

Return on assets

0.91%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 32,718 verified fees from 2,439 institutions

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