Omega Psi Phi Fraternity Federal Credit Union

Headquarters: Toccoa, Georgia
Charter: Credit Union
Assets: $5.5M
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Omega Psi Phi Fraternity Federal Credit Union: $30
Omega Psi Phi Fraternity Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Omega Psi Phi Fraternity Federal Credit Union: $30
Omega Psi Phi Fraternity Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Omega Psi Phi Fraternity Federal Credit Union: $25
Omega Psi Phi Fraternity Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Omega Psi Phi Fraternity Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance (below $50 per month)$5
per month
Minimum Daily Balance (below $2,500)$25
Dormant / Inactive Fee (monthly fee after 12 months of no member-generated activity)$5
per month
Account Research (per hour – $15.00 minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal / Transfer Per Transaction (over 6 per month)$10
per item
Excessive Withdrawal Per Transaction (more than 4 per month)$5
per item
Returned Mail$5

Overdraft & NSF

Overdraft: Insufficient Funds (NSF)$30
Non-Sufficient Fund$30
Overdraft: Courtesy Pay (applies to transfers from savings and/or MM for overdraft protection)$10

ATM & Card

Debit Card Replacement Fee (lost or damaged)$10

Wire Transfers

Wire Transfer – Outgoing / Domestic$25

Check Services

Stop Payment$30

Digital & Electronic

ACH Returned Item$30

Cash & Deposit

Returned Deposited Item$5
Returned Deposited Item (drawn from your personal account at financial institution)$20
RETURNED DEPOSITED ITEM DRAWN ON YOUR ACCOUNT AT ANOTHER FINANCIAL INSTITUTION$20

Account Services

Garnishment / Levy / Judgment Handling$25

Lending Fees

Late Payment Fee (After 15-day grace period)5%($10 minimum)

Other Fees

Copy of Statement$5
Loan Application Fee$20
Skip-A-Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance (below $50 per month)	$5	per month	None
Minimum Daily Balance (below $2,500)	$25	Not stated	None
Dormant / Inactive Fee (monthly fee after 12 months of no member-generated activity)	$5	per month	None
Account Research (per hour – $15.00 minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal / Transfer Per Transaction (over 6 per month)	$10	per item	None
Excessive Withdrawal Per Transaction (more than 4 per month)	$5	per item	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft: Insufficient Funds (NSF)	$30	Not stated	None
Non-Sufficient Fund	$30	Not stated	None
Overdraft: Courtesy Pay (applies to transfers from savings and/or MM for overdraft protection)	$10	Not stated	None
ATM & Card
Debit Card Replacement Fee (lost or damaged)	$10	Not stated	None
Wire Transfers
Wire Transfer – Outgoing / Domestic	$25	Not stated	None
Check Services
Stop Payment	$30	Not stated	None
Digital & Electronic
ACH Returned Item	$30	Not stated	None
Cash & Deposit
Returned Deposited Item	$5	Not stated	None
Returned Deposited Item (drawn from your personal account at financial institution)	$20	Not stated	None
RETURNED DEPOSITED ITEM DRAWN ON YOUR ACCOUNT AT ANOTHER FINANCIAL INSTITUTION	$20	Not stated	None
Account Services
Garnishment / Levy / Judgment Handling	$25	Not stated	None
Lending Fees
Late Payment Fee (After 15-day grace period)	5%($10 minimum)	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
Loan Application Fee	$20	Not stated	None
Skip-A-Payment	$25	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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