Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Omega Psi Phi Fraternity Federal Credit Union

Toccoa, GeorgiaCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (per hour$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=account_research; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Account Research (per hour – $15.00 minimum) | $25.00" · Source

Dormant / Inactive Fee (monthly fee after 12 months of no member-generated activity)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=dormant_account; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Dormant / Inactive Fee (monthly fee after 12 months of no member-generated activity) | $5.00" · Source

Minimum Balance (below$50

$44 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=minimum_balance; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Minimum Balance (below $50 per month) | $5.00" · Source

Overdraft & NSFVerified

Overdraft: Insufficient Funds (NSF)$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=overdraft; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Overdraft: Insufficient Funds (NSF) | $30.00" · Source

Wire TransfersVerified

Wire Transfer – Outgoing / Domestic$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=wire_domestic_outgoing; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Wire Transfer – Outgoing / Domestic | $25.00" · Source

Check ServicesVerified

Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=stop_payment; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Stop Payment | $30.00" · Source

Cash & DepositVerified

Returned Deposited Item (drawn from your personal account at financial institution)$20Within the typical range ($9.50–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=deposited_item_return; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Returned Deposited Item (drawn from your personal account at financial institution) | $20.00" · Source

Account ServicesVerified

Garnishment / Levy / Judgment Handling$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=garnishment_levy; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Garnishment / Levy / Judgment Handling | $25.00" · Source

Lending FeesVerified

Late Payment Fee (After 15-day grace period)$10Below the typical range ($15–$26.50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=late_payment; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Late Payment Fee (After 15-day grace period) | $10 or 5% of payment; whichever is greater" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (per hour	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=account_research; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Account Research (per hour – $15.00 minimum) \| $25.00"	Source
Dormant / Inactive Fee (monthly fee after 12 months of no member-generated activity)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=dormant_account; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Dormant / Inactive Fee (monthly fee after 12 months of no member-generated activity) \| $5.00"	Source
Minimum Balance (below	$50Above the typical range ($5–$12.25 nationally)	$44 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=minimum_balance; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Minimum Balance (below $50 per month) \| $5.00"	Source
Overdraft & NSFVerified
Overdraft: Insufficient Funds (NSF)	$30Within the typical range ($20–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=overdraft; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Overdraft: Insufficient Funds (NSF) \| $30.00"	Source
Wire TransfersVerified
Wire Transfer – Outgoing / Domestic	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=wire_domestic_outgoing; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Wire Transfer – Outgoing / Domestic \| $25.00"	Source
Check ServicesVerified
Stop Payment	$30Within the typical range ($20–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=stop_payment; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Stop Payment \| $30.00"	Source
Cash & DepositVerified
Returned Deposited Item (drawn from your personal account at financial institution)	$20Within the typical range ($9.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=deposited_item_return; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Returned Deposited Item (drawn from your personal account at financial institution) \| $20.00"	Source
Account ServicesVerified
Garnishment / Levy / Judgment Handling	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=garnishment_levy; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Garnishment / Levy / Judgment Handling \| $25.00"	Source
Lending FeesVerified
Late Payment Fee (After 15-day grace period)	$10Below the typical range ($15–$26.50 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #3129. canonical_hint=late_payment; text_hash=0af794a3414eaa1ce858f6ecfdd96d7d64283886fd5a5e7965686e0f5276f1ea; excerpt="Late Payment Fee (After 15-day grace period) \| $10 or 5% of payment; whichever is greater"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$5.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.5M

Total deposits

$5.0M

Service charge income (year to date)

$22K

Fee income ratio

16.2%

Return on assets

0.35%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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