Rockland Federal Credit Union

Headquarters: Rockland, Massachusetts
Charter: Credit Union
Assets: $3.8B
Fed district: Boston

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Image Checking $5 · Student Checking Account $6
Compared at $5.50, the middle of its prices
Rockland Federal Credit Union: $5 to $6
Rockland Federal Credit Union: $5 to $6
U.S. median: no median
NSF / Returned Item
Rockland Federal Credit Union: $19
Rockland Federal Credit Union: $19
U.S. median: no median
Stop Payment
Rockland Federal Credit Union: $32
Rockland Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Rockland Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Image Checking Monthly service charge$5
per month · waived if average monthly balance is $600.00
Image Checking Monthly service charge (audience not stated, treated as personal)$5
per month · waived if average monthly balance is $600.00
Monthly fee$6
per month
Monthly Fee$6
per month
Dormant Account$5
Dormant Account$5
Research Fee$50
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee$50
Not compared: Charged per hour; comparison unavailable
per hour · Research Fee $50.00 per hour
Address Corrections – to correct an incorrect address$2
Address Corrections – to correct an incorrect address$2

Overdraft & NSF

Non-Sufficient Funds – NSF/Uncollected$19

ATM & Card

Card replacement fee$5
Card replacement fee$5
Rush card replacement fee$25
Rush card replacement fee Certain share draft checking accounts have different fee structures for ATM transactions – ple$25
Currency Conversion Fee1.1%of the transaction
Currency Conversion Fee1.1%of the transaction

Check Services

Check and ACH Stop Payment Request$32
Check and ACH Stop Payment Request$32
Convenience Check Stop Payment$32
Convenience Check Stop Payment$32
Money Order or Treasurer’s Check Stop Payment Request$32
Money Order or Treasurer’s Check Stop Payment Request$32
Copy of Cancelled Check$1
per item
Copy of Cancelled Check$1
per item

Digital & Electronic

Inactive Bill Payment (less than 3 transactions within 45 day period)$5
Online Bill PaymentNo charge
Unlimited Bill Pay$1
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Counting for Members with a Active Checking AccountNo charge
Coin Counting for Members with a Active Checking AccountNo charge
Convenience Check or Cash AdvanceNo charge
Convenience Check or Cash AdvanceNo charge

Account Services

Service charge to process child support levies$20
Service charge to process child support levies$20
Service charge to process tax levies$25
Service charge to process tax levies$25
Subordination Agreement Processing$150
Subordination Agreement Processing$150

Lending Fees

Consumer and Home Equity Lines and Loans$10

Other Fees

Copy of Monthly Statement$3
Not compared: Charged per statement; comparison unavailable
per statement · Copy of Monthly Statement $3.00 per statement
Copy of Monthly Statement$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Image Checking Monthly service charge	$5	per month	waived if average monthly balance is $600.00
Image Checking Monthly service charge (audience not stated, treated as personal)	$5	per month	waived if average monthly balance is $600.00
Monthly fee	$6	per month	None
Monthly Fee	$6	per month	None
Dormant Account	$5	Not stated	None
Dormant Account	$5	Not stated	None
Research Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	Research Fee $50.00 per hour
Address Corrections – to correct an incorrect address	$2	Not stated	None
Address Corrections – to correct an incorrect address	$2	Not stated	None
Overdraft & NSF
Non-Sufficient Funds – NSF/Uncollected	$19	Not stated	None
ATM & Card
Card replacement fee	$5	Not stated	None
Card replacement fee	$5	Not stated	None
Rush card replacement fee	$25	Not stated	None
Rush card replacement fee Certain share draft checking accounts have different fee structures for ATM transactions – ple	$25	Not stated	None
Currency Conversion Fee	1.1%of the transaction	Not stated	None
Currency Conversion Fee	1.1%of the transaction	Not stated	None
Check Services
Check and ACH Stop Payment Request	$32	Not stated	None
Check and ACH Stop Payment Request	$32	Not stated	None
Convenience Check Stop Payment	$32	Not stated	None
Convenience Check Stop Payment	$32	Not stated	None
Money Order or Treasurer’s Check Stop Payment Request	$32	Not stated	None
Money Order or Treasurer’s Check Stop Payment Request	$32	Not stated	None
Copy of Cancelled Check	$1	per item	None
Copy of Cancelled Check	$1	per item	None
Digital & Electronic
Inactive Bill Payment (less than 3 transactions within 45 day period)	$5	Not stated	None
Online Bill Payment	No charge	Not stated	None
Unlimited Bill Pay	$1Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Counting for Members with a Active Checking Account	No charge	Not stated	None
Coin Counting for Members with a Active Checking Account	No charge	Not stated	None
Convenience Check or Cash Advance	No charge	Not stated	None
Convenience Check or Cash Advance	No charge	Not stated	None
Account Services
Service charge to process child support levies	$20	Not stated	None
Service charge to process child support levies	$20	Not stated	None
Service charge to process tax levies	$25	Not stated	None
Service charge to process tax levies	$25	Not stated	None
Subordination Agreement Processing	$150	Not stated	None
Subordination Agreement Processing	$150	Not stated	None
Lending Fees
Consumer and Home Equity Lines and Loans	$10	Not stated	None
Other Fees
Copy of Monthly Statement	$3Not compared: Charged per statement; comparison unavailable	per statement	Copy of Monthly Statement $3.00 per statement
Copy of Monthly Statement	$3Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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