Compared with Massachusetts
2 of 13
compared fees are above the median.
8 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
4th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Massachusetts median
of 13 compared; 8 below, 3 about the same
See the feesFee schedule read Nov 3, 2026
Call-report figures are for Rockland Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Massachusetts median | Published fees above the Massachusetts median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Rockland Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 3, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 1.7% of revenue, below the 6.6% median of 452 credit unions with $1B to $10B in assets (4th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $873K in Q2 2026, 31% above the same quarter a year earlier ($668K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
2 of 13 compared published fees sit above the Massachusetts median; 8 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Massachusetts medians for fees published by banks and credit unions.
NSF / Returned Item
Monthly Maintenance
Image Checking $5 · Student Checking Account $6
Compared at $5.50, the middle of its prices
Stop Payment
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 31% from Q3 2025 to Q2 2026, to $873K. Its share of revenue, 1.7%, is below the 6.6% median for credit unions with $1B to $10B in assets.
$873K
Rockland Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $5 to $6; we compare the midpoint.
Rockland Federal Credit Union · $3.8B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Rockland Federal Credit Union(this institution) | Rockland, MA | $3.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Addition Financial Federal Credit Union | Lake Mary, FL | $3.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Advia Federal Credit Union | Kalamazoo, MI | $4.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| All In Federal Credit Union | Daleville, AL | $3.7B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| California Coast Federal Credit Union | San Diego, CA | $3.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Campus USA Federal Credit Union | Gainesville, FL | $4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Coastal1 Federal Credit Union | Pawtucket, RI | $3.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Connexus Federal Credit Union | Wausau, WI | $4.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Covantage Federal Credit Union | Antigo, WI | $4.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Educators Federal Credit Union | Racine, WI | $4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Elevations Federal Credit Union | Boulder, CO | $3.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| General Electric Federal Credit Union | Cincinnati, OH | $4.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Georgia'S Own Federal Credit Union | Atlanta, GA | $4.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Grow Financial Federal Credit Union | Tampa, FL | $3.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Indiana Members Federal Credit Union | Indianapolis, IN | $3.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Nuvision Federal Credit Union | Huntington Beach, CA | $4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Oregon Community Federal Credit Union | Eugene, OR | $3.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Peak Federal Credit Union | Olympia, WA | $4.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Premier Members Federal Credit Union | Broomfield, CO | $4.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Provident Federal Credit Union | Redwood City, CA | $3.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Sound Federal Credit Union | Tacoma, WA | $3.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Energy Federal Credit Union | Birmingham, AL | $3.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Trumark Financial Federal Credit Union | Fort Washington, PA | $3.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Utah Community Federal Credit Union | Provo, UT | $4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Valley Strong Federal Credit Union | Bakersfield, CA | $4.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Whatcom Educational Federal Credit Union | Bellingham, WA | $3.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $5.50, the middle of its four prices, against a peer median of $7 among 15 publishing peers.
Its four checking prices are $5, $5, $6 and $6.
$5.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for Rockland Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $873K | +$120K | +15.9% |
| Q1 2026 | $753K | −$158K | −17.3% |
| Q4 2025 | $911K | +$246K | +37.0% |
| Q3 2025 | $665K | −$3K | −0.4% |
| Q2 2025 | $668K | +$41K | +6.5% |
| Q1 2025 | $627K | −$144K | −18.7% |
| Q4 2024 | $771K | +$94K | +13.9% |
| Q3 2024 | $677K | −$128K | −15.9% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Rockland Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Rockland Federal Credit Union by share.
Amounts from Rockland Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month · waived if average monthly balance is $600.00
per month · waived if average monthly balance is $600.00
per month
per month
per hour
per hour · Research Fee $50.00 per hour
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Image Checking Monthly service charge | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | waived if average monthly balance is $600.00 |
| Image Checking Monthly service charge (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | waived if average monthly balance is $600.00 |
| Monthly fee | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Fee | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Account | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Dormant Account | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Research Fee | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research Fee | $50Not compared: Charged per hour; comparison unavailable | per hour | Research Fee $50.00 per hour |
| Address Corrections – to correct an incorrect address | $2Below the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
| Address Corrections – to correct an incorrect address | $2Below the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds – NSF/Uncollected | $19Below the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
ATM & Card | |||
| Card replacement fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Card replacement fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Rush card replacement fee | $25Below the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Rush card replacement fee Certain share draft checking accounts have different fee structures for ATM transactions – ple | $25Below the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Currency Conversion Fee | 1.1%of the transaction | Not stated | None |
| Currency Conversion Fee | 1.1%of the transaction | Not stated | None |
Check Services | |||
| Check and ACH Stop Payment Request | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Check and ACH Stop Payment Request | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Convenience Check Stop Payment | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Convenience Check Stop Payment | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Money Order or Treasurer’s Check Stop Payment Request | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Money Order or Treasurer’s Check Stop Payment Request | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Copy of Cancelled Check | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Copy of Cancelled Check | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Inactive Bill Payment (less than 3 transactions within 45 day period) | $5Inside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Online Bill Payment | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Unlimited Bill Pay | $1Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Coin Counting for Members with a Active Checking Account | No chargeInside the U.S. middle 50% ($0 to $2 nationally) | Not stated | None |
| Coin Counting for Members with a Active Checking Account | No chargeInside the U.S. middle 50% ($0 to $2 nationally) | Not stated | None |
| Convenience Check or Cash Advance | No chargeBelow the U.S. middle 50% ($2 to $10 nationally) | Not stated | None |
| Convenience Check or Cash Advance | No chargeBelow the U.S. middle 50% ($2 to $10 nationally) | Not stated | None |
Account Services | |||
| Service charge to process child support levies | $20Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Service charge to process child support levies | $20Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Service charge to process tax levies | $25Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Service charge to process tax levies | $25Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Subordination Agreement Processing | $150Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
| Subordination Agreement Processing | $150Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
Lending Fees | |||
| Consumer and Home Equity Lines and Loans | $10Below the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
Other Fees | |||
| Copy of Monthly Statement | $3Not compared: Charged per statement; comparison unavailable | per statement | Copy of Monthly Statement $3.00 per statement |
| Copy of Monthly Statement | $3Not compared: Monthly charge, not per item | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Rockland Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
9 offices in 1 state (June 30, 2026)
Each dot is one office.
1 is shown at the middle of its town until the exact address is found.
Cities with the most offices
| Brockton, MA | 1 |
| Hanover, MA | 1 |
| Mansfield, MA | 1 |
| Marshfield, MA | 1 |
| North Attleboro, MA | 1 |
| Plymouth, MA | 1 |
| Rockland, MA | 1 |
| Walpole, MA | 1 |
Largest competitors nearby
Local market: Plymouth county, MA, around its headquarters.
| 19 in its local market | Deposit share |
|---|---|
| Rockland Trust Company | 28.2% |
| Eastern Bank | 17.9% |
| Hingham Institution for Savings | 10.6% |
| Citizens Bank, National Association | 9.4% |
| Bank of America, National Association | 7.8% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.