Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Rockland Federal Credit Union

Rockland, MassachusettsCredit UnionBoston Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

ATM overdraft charge$19Below the typical range ($25–$33 nationally)

charge for each ATM overdraft.$19

$11 below the national median$11 below the Massachusetts median

per item · Source

charge for each one-time debit overdraft$19

$11 below the national median$11 below the Massachusetts median

Source

Nonsufficient funds fee (ATM Card)$19

$11 below the national median$11 below the Massachusetts median

per item · Source

ATM & CardVerified

ATM withdrawals at machines we do not own (nonproprietary)$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Massachusetts median
per transaction · Source
charge for ATM withdrawals at machines we do not own (nonproprietary)$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Massachusetts median
Source
Replacement card fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Massachusetts median
per item · Source
Replacement card fee (ATM Card)$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Massachusetts median
per item · Source
Foreign transactions0.9%of the transaction
—
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
ATM overdraft charge	$19Below the typical range ($25–$33 nationally)	$11 below the national median$11 below the Massachusetts median	per item	—	Source
charge for each ATM overdraft.	$19Below the typical range ($25–$33 nationally)	$11 below the national median$11 below the Massachusetts median	per item	—	Source
charge for each one-time debit overdraft	$19Below the typical range ($25–$33 nationally)	$11 below the national median$11 below the Massachusetts median	—	—	Source
Nonsufficient funds fee	$19Below the typical range ($25–$32 nationally)	$11 below the national median$11 below the Massachusetts median	per item	—	Source
Nonsufficient funds fee (ATM Card)	$19Below the typical range ($25–$32 nationally)	$11 below the national median$11 below the Massachusetts median	per item	—	Source
ATM & CardVerified
ATM withdrawals at machines we do not own (nonproprietary)	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.50 below the Massachusetts median	per transaction	—	Source
charge for ATM withdrawals at machines we do not own (nonproprietary)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$19

Overdraft fee: $19

37% below the national median overdraft fee

9 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$3.8B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$3.8B

Total deposits

$3.3B

Service charge income (year to date)

$1.6M

Fee income ratio

1.7%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

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