Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Rockland Federal Credit Union

Rockland, MassachusettsCredit UnionBoston Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

charge for each ATM overdraft$19Within the typical range ($7.50–$35 nationally)

Nonsufficient funds fee of$19

$6 below the national median

Knox deterministic extraction from Rosetta artifact #268. canonical_hint=nsf; text_hash=bbef2a12d2304a7e17f2fc89138b5ab4eb865dfae48f22aba13601aac951f50e; excerpt="Nonsufficient funds fee of $19.00 per submission/resubmission of an item" · Source

ATM & CardVerified

charge for ATM withdrawals at machines we do not own (nonproprietary)$1Below the typical range ($2–$35 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #268. canonical_hint=atm_non_network; text_hash=bbef2a12d2304a7e17f2fc89138b5ab4eb865dfae48f22aba13601aac951f50e; excerpt="$1.00 charge for ATM withdrawals at machines we do not own (nonproprietary)" · Source
Replacement card fee of$5Within the typical range ($5–$19.38 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #268. canonical_hint=card_replacement; text_hash=bbef2a12d2304a7e17f2fc89138b5ab4eb865dfae48f22aba13601aac951f50e; excerpt="Replacement card fee of $5.00 per card" · Source
The following limitations on ATM Card transactions may apply: - You may withdraw up to a maximum of$505Above the typical range ($2–$35 nationally)
$495 above the national median
Knox deterministic extraction from Rosetta artifact #268. canonical_hint=atm_non_network; text_hash=bbef2a12d2304a7e17f2fc89138b5ab4eb865dfae48f22aba13601aac951f50e; excerpt="The following limitations on ATM Card transactions may apply: - You may withdraw up to a maximum of $505.00 in any one (1) day, if there are sufficient funds in your account" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
charge for each ATM overdraft	$19Within the typical range ($7.50–$35 nationally)	$6 below the national median	—	Knox deterministic extraction from Rosetta artifact #268. canonical_hint=overdraft; text_hash=bbef2a12d2304a7e17f2fc89138b5ab4eb865dfae48f22aba13601aac951f50e; excerpt="$19.00 charge for each ATM overdraft"	Source
Nonsufficient funds fee of	$19Within the typical range ($10–$30 nationally)	$6 below the national median	—	Knox deterministic extraction from Rosetta artifact #268. canonical_hint=nsf; text_hash=bbef2a12d2304a7e17f2fc89138b5ab4eb865dfae48f22aba13601aac951f50e; excerpt="Nonsufficient funds fee of $19.00 per submission/resubmission of an item"	Source
ATM & CardVerified
charge for ATM withdrawals at machines we do not own (nonproprietary)	$1Below the typical range ($2–$35 nationally)	$9 below the national median	—	Knox deterministic extraction from Rosetta artifact #268. canonical_hint=atm_non_network; text_hash=bbef2a12d2304a7e17f2fc89138b5ab4eb865dfae48f22aba13601aac951f50e; excerpt="$1.00 charge for ATM withdrawals at machines we do not own (nonproprietary)"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$19

Overdraft fee: $19

24% below the national median overdraft fee

Total fees: 5 — leaner than most institutions

Verified fees

Under review

Assets

$3.8B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$3.8B

Total deposits

$3.3B

Service charge income (year to date)

$1.6M

Fee income ratio

1.7%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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