Community First Federal Credit Union

Headquarters: Lakeview, Michigan
Charter: Credit Union
Assets: $148.8M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Community First Federal Credit Union: $30
Community First Federal Credit Union: $30
U.S. median: no median
Stop Payment
Community First Federal Credit Union: $30
Community First Federal Credit Union: $30
U.S. median: no median
Cashier's Check
Community First Federal Credit Union: $2
Community First Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Christmas/Vacation Club/Emergency Savings Early Withdrawal/Closing$5
per item
Dormant Account Fee (after 18 months)$10
per month
Escheatment$75
Balancing/Research$15
Not compared: Charged per hour; comparison unavailable
per hour
Fax/Email Charge$1
per item
Return Statement Fee$5

Overdraft & NSF

Non-Sufficient funds (NSF)$30
Overdraft Protection Transfer >$5

ATM & Card

Replacement Debit/ATM Card$10

Check Services

Cashier’s Check: Members$2
Money Orders: Members$2
Stop Payment$30

Account Services

3×10 (Lakeview & Trufant)$35
per year
3×5 (Lakeview & Trufant)$25
per year
5×10 (Lakeview Only)$45
per year
5×5 (Lakeview Only)$30
per year
Garnishment$50

Lending Fees

Late Fee (15-day grace period)$25

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Foreign Fax$10
Not compared: Charged per page; comparison unavailable
per page
Incoming Fax$0.10
Not compared: Charged per page; comparison unavailable
per page
Construction Loan Processing Fee$900

Fee	Amount	Basis	Note
Account Maintenance
Christmas/Vacation Club/Emergency Savings Early Withdrawal/Closing	$5	per item	None
Dormant Account Fee (after 18 months)	$10	per month	None
Escheatment	$75	Not stated	None
Balancing/Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Fax/Email Charge	$1	per item	None
Return Statement Fee	$5	Not stated	None
Overdraft & NSF
Non-Sufficient funds (NSF)	$30	Not stated	None
Overdraft Protection Transfer >	$5	Not stated	None
ATM & Card
Replacement Debit/ATM Card	$10	Not stated	None
Check Services
Cashier’s Check: Members	$2	Not stated	None
Money Orders: Members	$2	Not stated	None
Stop Payment	$30	Not stated	None
Account Services
3×10 (Lakeview & Trufant)	$35	per year	None
3×5 (Lakeview & Trufant)	$25	per year	None
5×10 (Lakeview Only)	$45	per year	None
5×5 (Lakeview Only)	$30	per year	None
Garnishment	$50	Not stated	None
Lending Fees
Late Fee (15-day grace period)	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Foreign Fax	$10Not compared: Charged per page; comparison unavailable	per page	None
Incoming Fax	$0.10Not compared: Charged per page; comparison unavailable	per page	None
Construction Loan Processing Fee	$900	Not stated	None

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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