Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

New York University Federal Credit Union

New York, New YorkCredit UnionNew York Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (after 12 months of no activity)$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the New York median
per item · Source
Insufficient Funds Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$0.75 below the New York median
per item · Source
Overdraft Protection Transfer$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the New York median
per item · Source

Wire TransfersVerified

Domestic wire transfers are$25Within the typical range ($20–$25 nationally)
At the national medianAt the New York median
Source
and International wire transfers are$35Below the typical range ($40–$50 nationally)
$15 below the national median$10 below the New York median
Source
Incoming International Wire Transfer$10Within the typical range ($10–$25 nationally)
$10 below the national median$5 below the New York median
Source

Check ServicesVerified

Cashier's Check made to 3rd Party$5Within the typical range ($3–$6 nationally)
At the national medianAt the New York median
per item · Source
Money Order$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the New York median
per item · Source
ACH Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the New York median
per item · Source
Temporary Checks (3 checks per page)$3Within the typical range ($1–$4 nationally)
$1 above the national median$1 above the New York median
per item · Source
Copy of Paid Cashier's Check or Money Order$10Above the typical range ($2–$5 nationally)
$7 above the national median$5 above the New York median
per item · Source
Copy of Personal Check$2Within the typical range ($2–$5 nationally)
$1 below the national median$3 below the New York median
per item · Source

Other FeesVerified

Consumer Loan Application (after declined application within 3 months)$35Within the typical range ($25–$100 nationally)
$2.50 below the national median$1.25 below the New York median
Source
Home Equity Loan Subordination Fee$250Above the typical range ($25–$100 nationally)
$212.50 above the national median$213.75 above the New York median
Source
Micro Business Loan Application Fee$150Above the typical range ($25–$100 nationally)
$112.50 above the national median$113.75 above the New York median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (after 12 months of no activity)	$10Within the typical range ($5–$10 nationally)	$5 above the national median$0.50 above the New York median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the New York median	per item	—	Source
Insufficient Funds Fee	$25
Wire TransfersVerified
Domestic wire transfers are	$25Within the typical range ($20–$25 nationally)	At the national medianAt the New York median	—	—	Source
and International wire transfers are	$35
Check ServicesVerified
Cashier's Check made to 3rd Party	$5Within the typical range ($3–$6 nationally)	At the national medianAt the New York median	per item	—	Source
Money Order	$1
Retirement & IRAVerified
IRA Account Closure before age 59 1/2	$25Within the typical range ($25–$35 nationally)	At the national medianAt the New York median	—	—	Source
Other FeesVerified
Consumer Loan Application (after declined application within 3 months)	$35Within the typical range ($25–$100 nationally)	$2.50 below the national median$1.25 below the New York median	—	—	Source
Home Equity Loan Subordination Fee	$250

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

17 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$77.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$77.7M

Total deposits

$62.5M

Service charge income (year to date)

$360K

Fee income ratio

14.2%

Return on assets

0.93%

Financial profile · Pro

Performance from regulator filings

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